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Lakewood, New Jersey
Auto Insurance

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Understand your options. Choose car insurance with confidence.

Life by the beach is truly unique, especially in the summer. From Lakewood Township to beaches near Brick, Manasquan, and Bay Head, there’s bound to be shore traffic. Accidents don’t come with a warning, which is why auto insurance from Plymouth Rock keeps you protected should something happen.

Since 1982, Plymouth Rock has provided reliable auto insurance to drivers who value peace of mind. Convenience drives everything we do, whether it’s making the claims process easy to understand or clearly explaining the difference between collision and comprehensive coverage so you can make a better-informed decision about the coverage you need. Our customer service representatives are available to help.

Join the many who rely on Plymouth Rock auto insurance to keep things moving – get a quote today.

Car insurance discounts and benefits

 

New driver family discount

Adding a new driver under the age of 19 to your policy? You may be eligible for a discount.
 

Defensive driver discount

New Jersey drivers could save up to 5% on applicable coverages by completing a state approved defensive driving course.
 

Bundling discounts

Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1

Got questions? You're not alone.

Common questions about car insurance

Comparing quotes from different insurance companies is the best place to start when shopping for car insurance. Factors such as your driving behavior, the vehicle’s age, make, and model can also determine how much you can expect to pay or save. Thinking of switching your car insurance to Plymouth Rock? Get a free quote online.

There are a few things you can do to lower your car insurance premium.  

  • Enroll in a telematics or usage-based program - Some car insurance providers offer discounts for safe driving behaviors when tracked through an app or plug-in device. 
  • Bundle your policies - Combining car insurance with home, renters, or condo insurance typically provides a multi-policy discount. 
  • Increase your deductible - Selecting a higher deductible can significantly reduce your premium. Just be sure  you’re comfortable paying a higher amount in the event of a claim. 
  • Review and update your policy annually - Small changes like driving fewer miles, removing outdated drivers, or adjusting coverage for an older vehicle can reduce your premium and keep your policy aligned with your driving needs. 

Under the law in the state of New Jersey, all drivers are required to have liability insurance. This means a standard auto policy in New Jersey is required to have four lines of coverage: Personal Injury Protection (PIP), bodily injury liability (BI) coverage, uninsured/underinsured motorist (UM/UIM) coverage, and coverage for damage to someone else’s property (PD).

Collision coverage is optional in New Jersey, not a requirement. It can help you pay for physical damages to your car if you’re involved in a covered accident.

Coverage options available

Compulsory coverage

Optional coverage

Auto insurance resources

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Drivers who switch to Plymouth Rock save an average of $702*

Your team. Your insurance.

Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.

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