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Look no further for affordable New Jersey auto insurance rates

Check out our competitive auto insurance quotes when you are looking at New Jersey auto insurance companies

Any company can give you an attractive price on auto insurance in New Jersey, but don’t be fooled — they may be sacrificing your coverage or customer care.

When you choose Plymouth Rock Assurance you’ll experience the best care, guidance and advice. And, drivers who have switched to Plymouth Rock could save an average of $702* on auto insurance. But more importantly, Plymouth Rock is there for you when you need us most.

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Car insurance discounts and benefits

New driver family discount

For policyholders who have been insured by us for over two years and have a licensed driver under the age of 19 listed on their policy.

Driver improvement discount

If you’re 55 or older and complete a driver improvement course, you could save money.

Bundling discounts

Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.

Coverage options available

Compulsory coverage

Property damage liability
Personal Injury Protection (PIP)
Uninsured motorists coverage
Bodily injury liability

Optional coverage

Bodily injury caused by an underinsured auto
Medical payments
Comprehensive, collision, or limited collision
Substitute transportation
Towing and labor
Replacement cost
Original equipment manufacturer (OEM) parts replacement

Your team. Your insurance.

If you live in the Northeast, there’s a good chance you love sports. That’s why Plymouth Rock has joined up with some of your favorite teams to get access to tickets and other special perks.

New York Yankees

Join our one-of-a-kind Pinstripe Perks program.

Understanding auto insurance coverage in New Jersey

If you own a car in NJ, you cannot drive it unless you purchase automobile liability insurance that complies with the state’s minimum coverage statutes.

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How much is car insurance in New Jersey?

How much is car insurance in New Jersey depends on a variety of factors. Here’s what could affect your car insurance premiums in NJ.

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How to get car insurance in New Jersey

From Jersey City to Cape May, you can count on Plymouth Rock to help get car insurance in New Jersey. Here's how.

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How to lower car insurance in NJ

Want to know how to lower car insurance in New Jersey? Here are 12 tips that can save you money.

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Considerations when purchasing car insurance in New Jersey

There’s a lot to consider when you purchase car insurance in NJ. Some coverages are required by law, while others are optional. Whether you call us, get an insurance quote online or work with an agent, you’ll have access to experts who will help you fully understand your options, so you can choose a policy that fits your needs and budget. Find out more about the coverage options available.

Selecting the best auto insurance coverage

There are coverages that help to protect your car and other ones that help to protect your assets. Navigating through your options, selecting the best coverage and setting your limits can be confusing, but our experts are here to help you think through important questions that could influence your decisions:

What is the value of the car or cars you are going to cover?
Are any or all of your vehicles financed or leased?
Where and how do you drive?
What other assets and income do you need to protect?
What deductibles should you choose?
What happens if you have a young driver in the house?

Your Plymouth Rock agent, or one of our licensed professionals, can help you build the right policy to comfortably protect you and your family.

Explore Insurance Resources

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See how much you can save

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*Average annual savings number of $702 was reported by Plymouth Rock customers in multiple states who saved money by switching between 8/1/2023 and 7/31/2024. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.

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