New Jersey Auto Insurance

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New Jersey auto insurance that works for you

Drivers from New Jersey know that our roadways are unique.

At Plymouth Rock, we understand the rules of road which is why we offer auto insurance that provides protection and peace of mind for navigating the Garden State’s roadways.

From helping customers save an average of $702*, to 24/7 Roadside Assistance, and Crashbusters® Mobile Claims Service, we prioritize customer service so you can get the help you need, faster. Auto insurance doesn’t have to be confusing… Call or get a quote today to see the difference Plymouth Rock can make for you.

Car insurance discounts and benefits

New driver family discount

Adding a new driver under the age of 19 to your policy? You might be eligible for a discount.

Defensive driver discount

New Jersey drivers could save up to 5% on applicable coverages by completing a state approved defensive driving course.

Bundling discounts

Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.¹

Coverage options available

Compulsory coverage

Optional coverage

Auto insurance resources

Understanding auto insurance coverage in New Jersey

If you own a car in NJ, you cannot drive it unless you purchase automobile liability insurance that complies with

How to change car insurance

Here are some common reasons why and how to switch car insurance companies.

How much is car insurance in New Jersey?

How much is car insurance in New Jersey depends on a variety of factors. Here’s what could affect your car

How to lower car insurance in NJ

Want to know how to lower car insurance in New Jersey? Here are 12 tips that can save you money.

Download our mobile app

The smarter way to manage your policy.

Scan the QR code to
download the app.

Drivers who switch to Plymouth Rock save an average of $702*

Your team. Your insurance.

Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.

New York
Yankees

Join our Pinstripe
Perks program!

Call for a quote 800-516-9242

Plymouth Rock Assurance^® and Plymouth Rock^® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. A full list of underwriting companies by state can be found on our states licensed & disclaimers page. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method. PA Residents: we reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein.

^*Average annual savings number of $702 was reported by Plymouth Rock customers in multiple states who saved money by switching between 8/1/2023 and 7/31/2024. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.

¹Certain restrictions, requirements, and limitations apply to our programs, policy features and discount offerings. Discount on homeowners, condo, or renters policy apply when combined with an auto policy written through Plymouth Rock. If the discount is not currently applied, it may be added upon request.

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