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Auto Insurance in New Jersey from Plymouth Rock Assurance

Protect your car with quality coverage at an affordable rate

Any company can give you an attractive price on auto insurance in New Jersey, but don’t be fooled — they may be sacrificing your coverage or customer care in exchange.

When you choose Plymouth Rock Assurance you’ll experience the best care, guidance and advice, all at a competitive price. In fact, drivers who have switched to Plymouth Rock saved an average of over $645* per year. But more importantly, we’re there for you when you need us most.

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In order to calculate an accurate premium and make insurance eligibility decisions we obtain different types of public records and geographic data from independent third-party data providers. Such data includes, but is not limited to, information regarding year built, square footage, building material, number of stories, age of roof, and assessed value and will be displayed for the applicant to review and either confirm or correct any inaccuracies.

By clicking the "Agree & Get Quote" button below, I am agreeing to receive calls and/or emails from Plymouth Rock and its agents to market insurance products at the contact information I provide. I understand that my agreement to receive these calls and/or emails is not required to purchase any goods or services.

First Name Required
Last Name Required
Invalid address. Ex: 123 Main St, York, PA 17403
Date of Birth Required You must be at least 18 years old to purchase insurance. Please enter a valid date of birth (mm/dd/yyyy)

I have read and agree to the Terms and Conditions & Privacy Policy and I Consent to Conduct Business Electronically.

In order to calculate an accurate premium and make insurance eligibility decisions we obtain different types of public records and geographic data from independent third-party data providers. Such data includes, but is not limited to, information regarding year built, square footage, building material, number of stories, age of roof, and assessed value and will be displayed for the applicant to review and either confirm or correct any inaccuracies.

By clicking the "Agree & Get Quote" button below, I am agreeing to receive calls and/or emails from Plymouth Rock and its agents to market insurance products at the contact information I provide. I understand that my agreement to receive these calls and/or emails is not required to purchase any goods or services.

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Discounts & Benefits

New Driver Family Discount

For policyholders who have been insured by us for over two years and have a licensed driver under the age of 19 listed on their policy.

Good Student Discount

For drivers who are still in school, getting good grades can also help you save money on auto insurance. This includes both high school and college students.

Driver Training Discount

You may be eligible for other discounts if you have recently completed a state-approved defensive driving course.

Driver Improvement Discount

If you’re 55 or older and complete a driver improvement course, you could save money.

Bundling Discounts

Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.

5-Year Claim-Free Discount/Claims Experience Discount

Save when you’re incident free for the past 5 years and over the age of 22.

What's Covered in New Jersey

Compulsory Coverage

  • Property Damage Liability
  • Personal Injury Protection (PIP)
  • Uninsured Motorists Coverage
  • Bodily Injury Liability

Optional Coverage

  • Bodily Injury Caused by an Underinsured Auto
  • Medical Payments
  • Comprehensive, Collision, or Limited Collision
  • Substitute Transportation
  • Towing and Labor
  • Replacement Cost
  • Original Equipment Manufacturer (OEM) Parts Replacement

Your Team. Your Insurance.

If you live in the Northeast, there’s a good chance you love sports. That’s why Plymouth Rock has joined up with some of your favorite teams to get access to tickets and other special perks.

New Jersey Devils

Your ticket to hockey, concerts and more.

Read more

Penn State® Athletics

Our College Perks Program is made for fans of Penn State® Athletics.
Read more

New York Yankees

Join our one-of-a-kind Pinstripe Perks program.

Read more

Considerations When Purchasing Car Insurance in New Jersey

There’s a lot to consider when you purchase car insurance in NJ.  Some coverages are required by law, while others are optional. Whether you call us, get an insurance quote online or work with an agent, you’ll have access to experts who will help you fully understand your options, so you can choose a policy that fits your needs and budget.  Find out more about the coverage options available.

Selecting the Best Auto Insurance Coverage

There are coverages that help to protect your car and other ones that help to protect your assets. Navigating through your options, selecting the best coverage and setting your limits can be confusing, but our experts are here to help you think through important questions that could influence your decisions:

  • What is the value of the car or cars you are going to cover?
  • Are any or all of your vehicles financed or leased?
  • Where and how do you drive?
  • What other assets and income do you need to protect?
  • What deductibles should you choose?
  • What happens if you have a young driver in the house?

Your Plymouth Rock agent, or one of our licensed professionals, can help you build the right policy to comfortably protect you and your family.

Explore Insurance Resources

If you own a car in NJ, you cannot drive it unless you purchase automobile liability insurance that complies with the state’s minimum coverage statutes.
If you are new to a no-fault auto insurance state or you have not considered its implications, you may want to consider how this system defines your coverage.

See How Much You Can Save

Related Products

Plymouth Rock is proud to be recognized as the #1 large workplace by NJ.com in its Top Workplaces list for 2021.  NJ.com ranks the best places to work in New Jersey based on an employee survey.

*Amount based on average annual savings reported by Plymouth Rock customers who switched between 6/1/2020 and 12/31/2020. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.