States Licensed and Disclaimers
The Plymouth Rock Companies are licensed insurers in the following states:
Plymouth Rock Assurance Corporation – Connecticut, Massachusetts, and Rhode Island
Mt. Washington Assurance Corporation – New Hampshire
Pilgrim Insurance Company – Massachusetts and New Jersey
Plymouth Rock Home Assurance Corporation – Connecticut and Massachusetts
Bunker Hill Insurance Casualty Company – Massachusetts
Bunker Hill Preferred Insurance Company – Massachusetts
Bunker Hill Property Insurance Company – Massachusetts
Bunker Hill Insurance Company – Massachusetts
Plymouth Rock Assurance Preferred Corporation – Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming
Plymouth Rock Assurance Corporation of New York – New Jersey and New York
Plymouth Rock Management Company of New Jersey is Attorney-in-Fact for Palisades Safety and Insurance Association, a New Jersey reciprocal insurer (PSIA) and manages PSIA and its subsidiaries, which are licensed as follows:
Palisades Safety and Insurance Association – New Jersey
Palisades Insurance Company – Connecticut, Massachusetts, New Hampshire, New Jersey, New York and Pennsylvania
Palisades Property and Casualty Insurance Company – New Jersey, New York and Pennsylvania
High Point Property and Casualty Insurance Company – New Jersey
High Point Preferred Insurance Company – New Jersey and Pennsylvania
High Point Safety and Insurance Company – New Jersey
Teachers Auto Insurance Company of New Jersey – New Jersey
Twin Lights Insurance Company – New Jersey
AtHome Insurance Company – Alaska, Arkansas, Colorado, Delaware, District of Columbia, Florida, Idaho, Indiana, Iowa, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Nebraska, New Hampshire, New Jersey, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin
Rider Insurance Company – Delaware, Indiana, New Jersey, and Pennsylvania
General Disclaimer
Plymouth Rock® and Plymouth Rock Assurance® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Insurance is underwritten by Plymouth Rock Assurance Corporation, Plymouth Rock Home Assurance Corporation, Bunker Hill Insurance Casualty Company, Bunker Hill Preferred Insurance Company, Bunker Hill Property Insurance Company, Bunker Hill Insurance Company, Pilgrim Insurance Company, Mt. Washington Assurance Corporation, Plymouth Rock Assurance Corporation of New York, Plymouth Rock Assurance Preferred Corporation, Palisades Safety and Insurance Association, Palisades Insurance Company, Palisades Property and Casualty Insurance Company, High Point Property and Casualty Insurance Company, High Point Preferred Insurance Company, High Point Safety and Insurance Company, Teachers Auto Insurance Company of New Jersey, Twin Lights Insurance Company, AtHome Insurance Company and Rider Insurance Company. Each company is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method.
Prudential Disclaimer
Prudential Insurance Agency, LLC (Prudential), Newark, NJ, distributes New Jersey, Pennsylvania, Connecticut and New York property and casualty insurance products that are offered by Plymouth Rock Management Company of New Jersey (Plymouth Rock) under the brand name of Plymouth Rock Assurance. These products are underwritten by, and it varies by state, High Point Property and Casualty Insurance Company, Palisades Insurance Company, Palisades Property and Casualty Insurance Company, Plymouth Rock Assurance Preferred Corporation, AtHome Insurance Company, Rider Insurance Company and Teachers Auto Insurance Company of New Jersey (collectively, Palisades), 581 Main Street, Suite 400, Woodbridge, NJ 07095. Plymouth Rock and Palisades are not affiliated with Prudential.
Homeowners Insurance Disclaimer
New Jersey homeowners insurance policies are underwritten by Palisades Property and Casualty Insurance Company and AtHome Insurance Company. Renewals of New Jersey homeowners insurance policies are also underwritten by High Point Preferred Insurance Company. Massachusetts homeowners insurance policies are underwritten by Plymouth Rock Home Assurance Corporation, Bunker Hill Insurance Casualty Company, Bunker Hill Preferred Insurance Company, Bunker Hill Property Insurance Company, and Bunker Hill Insurance Company. Connecticut homeowners insurance policies are underwritten by Plymouth Rock Home Assurance Corporation. New Hampshire homeowners insurance policies are underwritten by Mt. Washington Assurance Corporation. Pennsylvania homeowners insurance policies are underwritten by Palisades Property and Casualty Insurance Company and High Point Preferred Insurance Company. New York homeowners insurance policies are underwritten by Palisades Property and Casualty Insurance Company. Each underwriting company is a separate legal entity that is financially responsible only for its own insurance products. High Point Brokerage Company, Inc. (HPB), also offers homeowners, renters and condo insurance through non-affiliated insurance companies which are solely responsible for the coverages under those policies, including claims, and pay HPB commissions for policies sold.
Flood Insurance Disclaimer
Certain flood insurance policies are provided through the National Flood Insurance Program, underwritten by National Flood Services and serviced by Plymouth Rock Management Company of New Jersey or Plymouth Rock Home Assurance Corporation. Flood insurance policies may also be provided by other flood insurance companies not affiliated with Plymouth Rock.
Boat and Collector Car Insurance Disclaimer
Boat and collector car insurance policies are provided by insurance companies not affiliated with Plymouth Rock. Coverages and discounts vary; some coverages are optional. Policy restrictions and exclusions apply.
Motor Home and Recreational Vehicle (RV) Insurance Disclaimer
Motor home and RV insurance policies are provided by insurance companies not affiliated with Plymouth Rock, or by certain Plymouth Rock insurers in select states. Coverages and discounts vary; some coverages are optional. Policy restrictions and exclusions apply.
Get Home Safe® Disclaimer
Get Home Safe reimburses personal auto insurance policyholders up to $50 for taxi or ride service fees when utilized for transportation if they find themselves in a situation where it would be unsafe to operate their vehicle. Customers may use this for a one-way taxi or ride service valued up to $50 once per policy per year. Reimbursement is not available when taxi or ride service is used as a result of a policyholder’s mechanical breakdown. Original receipt must be submitted with the reimbursement form.
Door to Door Valet Claim Service® Disclaimer
Door to Door Valet Claim Service is available to customers who have purchased Comprehensive or Collision coverage.
Savings Disclaimer
Any advertised savings are based on information reported by customers in multiple states who switched to Plymouth Rock during the time-period stated in the advertisement. Savings may vary due to the state and underwriting company in which a policy is written, based on coverage, availability of discounts, and other factors.
Roadside Assistance Disclaimer
Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided free of charge. Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense. Roadside assistance is not available for vehicles that are disabled as a result of an accident. Towing coverage is limited to no more than 6 occurrences in any 12-month period. Delivery of gas is limited to 4 times in any 12-month period. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not canceled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided. Customer is solely responsible for payment directly to the service provider for any fees for accommodations arranged by Concierge Services. Features outlined are included with all auto insurance policies underwritten by Teachers Auto Insurance Company of New Jersey and may be available as optional coverage with policies underwritten by Plymouth Rock Assurance Corporation, Mt. Washington Assurance Corporation, High Point Property and Casualty Insurance Company, Palisades Insurance Company, Palisades Safety and Insurance Association, Rider Insurance Company, Plymouth Rock Assurance Preferred Corporation, and Plymouth Rock Assurance Corporation of New York.
Affinity Group Discount Disclaimer
Group discount programs are limited to members or employees of the sponsoring organization. Membership or employment may be verified with the sponsoring organization. If a policy qualifies for an affinity group discount for membership in more than one group, only one affinity group discount will apply. Ask a Plymouth Rock agent for details.
Miscellaneous Lines of Insurance
Other types of insurance may be offered, such as pet, cyber and identity theft, and are provided by insurance companies not affiliated with Plymouth Rock. Coverages and discounts vary; some coverages are optional. Policy restrictions and exclusions apply.