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Homeowners
Insurance

Homeowners
Insurance

Whether you live in a house, condo or apartment, we can help you relax by protecting your most favorite four walls in the world—and all those belongings you hold dear.

For over 35 years, Plymouth Rock has offered comprehensive homeowners, renters, condo and second home insurance at affordable prices. Get your home insurance quote today!

Select a product to get a quote
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Invalid address. Ex: 123 Main St, York, PA 17403
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In order to calculate an accurate premium and make insurance eligibility decisions we obtain different types of public records and geographic data from independent third-party data providers. Such data includes, but is not limited to, information regarding year built, square footage, building material, number of stories, age of roof, and assessed value and will be displayed for the applicant to review and either confirm or correct any inaccuracies.

By clicking the "Agree & Get Quote" button below, I am agreeing to receive calls and/or emails from Plymouth Rock and its agents to market insurance products at the contact information I provide. I understand that my agreement to receive these calls and/or emails is not required to purchase any goods or services.

First Name Required
Last Name Required
Invalid address. Ex: 123 Main St, York, PA 17403
Date of Birth Required You must be at least 18 years old to purchase insurance. Please enter a valid date of birth (mm/dd/yyyy)

I have read and agree to the Terms and Conditions & Privacy Policy and I Consent to Conduct Business Electronically.

In order to calculate an accurate premium and make insurance eligibility decisions we obtain different types of public records and geographic data from independent third-party data providers. Such data includes, but is not limited to, information regarding year built, square footage, building material, number of stories, age of roof, and assessed value and will be displayed for the applicant to review and either confirm or correct any inaccuracies.

By clicking the "Agree & Get Quote" button below, I am agreeing to receive calls and/or emails from Plymouth Rock and its agents to market insurance products at the contact information I provide. I understand that my agreement to receive these calls and/or emails is not required to purchase any goods or services.

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Homeowners Insurance

What We Offer

A Plymouth Rock homeowners policy can provide coverage for your home and other structures, your possessions and even your expenses if you’re temporarily uprooted from your home.

We also offer a choice of overall coverage levels to better suit your situation in life. Depending on which level you pick, some additional coverage options may be automatically included with your policy.

If you need help selecting the coverage level that’s right for you, we’ve got you covered there too. Just contact our friendly sales team or a local agent for assistance.

Policy Details

Get a 5-Second Home Insurance Quote

Thanks to our innovative approach to insurance, you can get a home insurance quote in just
5 seconds!* NOTE: In Massachusetts, home insurance is offered exclusively through local independent agents.

Get free quote online

Call 833-857-5848

Find a local independent agent

Text Home to 267-214-7722

Get a 5-Second Home Insurance Quote

Thanks to our innovative approach to insurance, you can get a home insurance quote in just 5 seconds!* NOTE: In Massachusetts, home insurance is offered exclusively through local independent agents.

Get free quote online

Call 833-857-5848

Find a local independent agent

Text Home to 267-214-7722

Get a 5-Second Home Insurance Quote

Thanks to our innovative approach to insurance, you can get a home insurance quote in just 5 seconds!* NOTE: In Massachusetts, home insurance is offered exclusively through local independent agents.

Get free quote online

Call 833-857-5848

Find a local independent agent

Text Home to 267-214-7722

You Could Save With Automatic Discounts

These customer discounts will automatically kick in if you qualify. You don’t have to do a thing.

New Customer

This may be the easiest one of all. Receive a discount just by choosing Plymouth Rock for your home insurance.

Claims Free

You could save if you’ve gone the past 5 years without having a claim on your home insurance policy.

Age of Home

The newer your home is, the larger your discount will be. Homes built more than 100 years ago don’t qualify.

Advanced Quote

If you get a home insurance quote more than 7 days before your coverage starts, you’ll get a discount when you buy the policy. (Not available in NY.)

New Customer

This may be the easiest one of all. Receive a discount just by choosing Plymouth Rock for your home insurance.

Claims Free

You could save if you’ve gone the past 5 years without having a claim on your home insurance policy.

Age of Home

The newer your home is, the larger your discount will be. Homes built more than 100 years ago don’t qualify.

Advanced Quote

If you get a home insurance quote more than 7 days before your coverage starts, you’ll get a discount when you buy the policy. (Not available in NY.)
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See All Discounts

Optional Coverages

If you want to maximize your protection, we also offer several optional coverage features.
You can customize your home insurance coverage by adding the following:

Home Cyber – A suite of services and coverages that protects you from cyber-crimes, online fraud and data breaches. (Not available in NY.)

Home Systems Breakdown – Protects you if important equipment breaks down in your home, such as your furnace, stove or air conditioning unit.

Utility Service Line – Provides payment if physical damage results in a leak, break, tear, rupture, collapse or arcing of a covered service line.

Flood Insurance – Neptune Flood provides everything in FEMA’s National Flood Insurance Program (NFIP)—and more.

Identity Protection – Offered through CyberScout, our identity protection services keep homeowners one step ahead of identity thieves.

Pet Health Insurance – Figo Pet Health Coverage can reimburse you for much of the cost to treat your pet’s unexpected injuries and illnesses.

Your Team. Your Insurance.

If you live in the Northeast, there’s a good chance you love sports. That’s why Plymouth Rock has joined up with some of your favorite teams to get you access to tickets and other special perks.
Learn More

BOSTON
BRUINS

BOSTON
RED SOX

NEW ENGLAND
PATRIOTS

NEW JERSEY
DEVILS

NEW YORK
YANKEES

PENN STATE
ATHLETICS

Helpful Resources

two men placing plywood over a window preparing for a hurricane

Hurricane Preparedness and Safety

Use our simple tips to help keep your property intact and loved ones safe this hurricane season. We’ve also detailed several ways you can maximize your home insurance coverage if a disaster does strike.
Learn more

How Much Home Insurance Do I Need?

When a storm comes through your area or a fire breaks out due to faulty wiring, home insurance is there to help pay for the damage.
Learn more

View more resources

Home Insurance FAQ

Our local independent agents are experienced, compassionate people—not automated bots. Plus, they work and live right in your community, so they understand your needs. They’ll help you:

  • Get a free home insurance quote
  • Determine the right coverage and liability limits
  • Select the proper deductible
  • Take advantage of all available discounts

A standard home insurance policy from Plymouth Rock keeps you well protected:

Your Property – We’ll protect your home and other structures from damage caused by fire, lightning, hail and other covered events.

Your Belongings – If damaged or stolen, we’ll arrange for them to be repaired or replaced.

Your Liability – We’ll protect you against certain claims for which you are responsible. For example, if someone is injured on your property, you could be held legally responsible for the damages.

Absolutely! If you want even greater peace of mind, we also offer several optional coverages. For example, you can customize your home insurance by adding the following:

  • Utility Service Line
  • Home Systems Breakdown
  • Home Cyber (not available in NY)
  • ID Monitoring and Theft Expense Reimbursement
  • Guaranteed Rebuild Coverage (standard in NH)

You Might Also Be Interested In

Auto Insurance

We’ll keep you in the driver’s seat with Accident Forgiveness, Disappearing Deductibles, New Car Replacement, and a host of other features.

Umbrella Insurance

You’ve worked hard to build up your assets, and sometimes you need extra protection. An umbrella policy gives you that extra peace of mind.

Flood Insurance

Plymouth Rock has teamed with Neptune Flood, a private flood insurance provider, to offer you comprehensive flood coverage.

* Most people can get a quote in 5 seconds, but not all. For some, we may need a bit more information about their home.

Call for a quote 855-993-4470
© 2021 Plymouth Rock Assurance. All Rights Reserved.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing arrangements. In CT, insurance is underwritten by Plymouth Rock Assurance Corporation, Palisades Insurance Company, and Plymouth Rock Home Assurance Corporation. In MA, insurance is underwritten by Plymouth Rock Assurance Corporation, Pilgrim Insurance Company, Plymouth Rock Home Assurance Corporation, Bunker Hill Insurance Casualty Company, Bunker Hill Preferred Insurance Company, Bunker Hill Property Insurance Company, and Bunker Hill Insurance Company. In NH, insurance is underwritten by Mt. Washington Assurance Corporation. In NJ, insurance is underwritten by Palisades Safety and Insurance Association, Palisades Insurance Company, High Point Property and Casualty Insurance Company, High Point Safety and Insurance Company, High Point Preferred Insurance Company, Teachers Auto Insurance Company of New Jersey, Twin Lights Insurance Company, Rider Insurance Company, and Palisades Property and Casualty Insurance Company. In NY, insurance is underwritten by Plymouth Rock Assurance Preferred Corporation, Plymouth Rock Assurance Corporation of New York, Palisades Insurance Company, and Palisades Property and Casualty Insurance Company. In PA, insurance is underwritten by Palisades Insurance Company, High Point Preferred Insurance Company, Palisades Property and Casualty Insurance Company, and Rider Insurance Company. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies.