Home Insurance Guides

There is no NH state requirement that requires you to buy home insurance in New Hampshire. Purchasing home insurance still makes a lot of sense, though. You can be protected against potential damage to your property or belongings.
In Massachusetts, there is no state law that requires homeowners to purchase home insurance. But if you have a mortgage on your home, your mortgage lender will almost certainly require that you have insurance. Read more about MA home insurance requirements.
In Connecticut, there is no state law that requires homeowners to purchase home insurance. But if you have a mortgage on your home, your mortgage lender will almost certainly require that you have insurance. Read more about CT home insurance requirements.
A well-ventilated attic is crucial for maintaining a healthy and energy-efficient home. Your attic’s ventilation system allows your house to breathe by recycling the air in your attic. Learn how to vent an attic and reduce the potential for costly home insurance claims down the road.
Your home’s foundation is one of the most important parts of your home. It prevents your house from settling unevenly. But what happens if your foundation gets damaged? Does home insurance cover foundation issues?
An inspection helps your insurance company accurately price your premium. So what do insurance home inspectors look for? Usually they examine your plumbing, HVAC, electrical systems and roof for signs of damage.
Home insurance doesn’t cover the underground service lines that run beneath your property. If they get damaged, you’re responsible for fixing them. Thankfully, you can protect yourself by adding service line coverage to your home insurance policy.
Actual cash value (ACV) and replacement cost value (RCV) are two ways that insurance companies pay out claims for damaged or stolen property. Which one is right for your home insurance policy? Keep reading to find out.
“Should I buy or build a house,” is a common question in the housing market. Both options have their advantages and disadvantages. Which one you choose depends on what’s right for your needs.
All it takes is one mishap to start a fire in your home. Follow these home fire safety tips to keep your family protected and your home safe.
The declarations page of your home insurance policy captures the key parts of your policy. It helps you quickly understand all of your coverages, limits, discounts and more.

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