Flood
Insurance

Flood Insurance

What Is Neptune Flood Coverage

Plymouth Rock has teamed up with Neptune Flood*, a private flood insurance provider, to offer you comprehensive flood protection. Sold through our independent agents, Neptune Flood Coverage provides everything that’s in FEMA’s National Flood Insurance Program (NFIP)—and more.

Here’s why this coverage is important:

Flood coverage protects your home and its contents from water damage caused by rising water, which is especially important if you live in a low-lying area.
Standard home insurance only covers water damage caused by things like a broken pipe or water coming through the roof.
Flooding is the #1 natural disaster in the U.S., affecting homes in every state.

The Neptune Flood Advantage

Neptune Flood offers a lot more than just the same coverage as the NFIP.

Neptune Flood NFIP
Dwelling Limits $2 million $250,000
Contents Limits $500,000 $100,000
Additional Coverage Options
  • Basement contents
  • Swimming pool repair/refill
  • Temporary living expenses
  • Detached structures on property (shed, pool house, etc.)
Not available
Quoting Process Only takes two minutes Lengthy, multiple questions
Certificates and Photos Not required Required, slow and expensive

How to Purchase Neptune Flood Coverage

To add this to your policy:

  • Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.
  • Don’t have an agent? Call us at 833-857-5848.

How to Purchase Neptune Flood Coverage

To add this to your policy:

  • Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.
  • Don’t have an agent? Call us at 833-857-5848.

* Flood insurance products offered and underwritten by Neptune Flood. Actual coverage is subject to the language in the Neptune Flood policy. Terms and conditions apply.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate companies that write and manage property and casualty insurance in multiple states pursuant to licensing arrangements. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features, and benefits are not available in all states. To view all state licensed insurance companies, click States Licensed & Disclaimers.