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Renters
Insurance

Renters
Insurance

As a renter, you need to protect the things you own. Sure, your landlord has insurance for the building you live in, but that protection won’t extend to you as a tenant. A renters insurance policy is the perfect solution. In addition to protecting your belongings, it can also protect you if someone gets hurt at your place.

Standard Coverages

Your Belongings

Renters insurance can help you repair or replace damaged or stolen personal items, such as computers, bicycles, TVs and furniture. You’re covered for damage caused by fire, wind, vandalism, theft and other events.

Example: If your laptop is stolen from your apartment, or from your car, we’ll pay for you to replace it.

Lawsuits and Medical Bills

If someone brings a claim or lawsuit against you, renters insurance can help you pay for your defense and court costs. It can also pay for necessary medical expenses for guests who are accidentally injured in your unit.

Example: If a guest at your home trips and falls, we’ll help cover their medical expenses.

Emergency Living Expenses

If you’re forced from your apartment due to a covered event, renters insurance will help cover costs such as alternate lodging and other living expenses.

Example: If a fire severely damages your apartment, we’ll pay for your hotel and cover your meals.

Get a Renters Insurance Quote

Select the option that works best for you:

Renters Insurance FAQs

A standard renters insurance policy from Plymouth Rock keeps you well protected:

Your Belongings – If damaged or stolen, we’ll arrange for your items to be repaired or replaced. Plus, it doesn’t matter if the items were inside or outside of your apartment.

Lawsuits and Medical Bills – If someone brings a claim or lawsuit against you, renters insurance can help you pay for your defense and court costs. It can also pay for necessary medical expenses for guests who are accidentally injured in your apartment.

Emergency Living Expenses – If you’re forced from your apartment, we’ll help cover costs such as temporary lodging, meals and other expenses while your apartment is being repaired.

Our local independent agents are experienced, compassionate people—not automated bots. Plus, they work and live right in your community, so they understand your needs. They’ll help you:

  • Determine the right coverage and liability limits
  • Select the proper deductible
  • Take advantage of all available discounts

Absolutely! If you want even greater peace of mind, we also offer several optional coverages. For example, you can customize your renters insurance by adding the following:

  • Identity Theft Protection
  • Home Systems Breakdown
  • Replacement Cost Contents

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Umbrella Insurance

You’ve worked hard to build up your assets, and sometimes you need extra protection. An umbrella insurance policy gives you that extra peace of mind.

Identity Protection Program

Offered through CyberScout, our identity protection services keep you one step ahead of identity thieves.

Home Systems Breakdown Coverage

You’ll be protected if important equipment breaks down in your home, such as your furnace, stove or air conditioning unit.