Your BelongingsRenters insurance can help you repair or replace damaged or stolen personal items, such as computers, bicycles, TVs and furniture. You’re covered for damage caused by fire, wind, vandalism, theft and other events.
Example: If your laptop is stolen from your apartment, or from your car, we’ll pay for you to replace it.
Lawsuits and Medical BillsIf someone brings a claim or lawsuit against you, renters insurance can help you pay for your defense and court costs. It can also pay for necessary medical expenses for guests who are accidentally injured in your unit.
Example: If a guest at your home trips and falls, we’ll help cover their medical expenses.
Emergency Living Expenses
If you’re forced from your apartment due to a covered event, renters insurance will help cover costs such as alternate lodging and other living expenses.
Example: If a fire severely damages your apartment, we’ll help pay for you to stay at a nearby hotel and cover your meals.
Renters Insurance FAQs
A standard renters insurance policy from Plymouth Rock keeps you well protected:
Your Belongings – If damaged or stolen, we’ll arrange for your items to be repaired or replaced. Plus, it doesn’t matter if the items were inside or outside of your apartment.
Lawsuits and Medical Bills – If someone brings a claim or lawsuit against you, renters insurance can help you pay for your defense and court costs. It can also pay for necessary medical expenses for guests who are accidentally injured in your apartment.
Emergency Living Expenses – If you’re forced from your apartment, we’ll help cover costs such as temporary lodging, meals and other expenses while your apartment is being repaired.
Our local independent agents are experienced, compassionate people—not automated bots. Plus, they work and live right in your community, so they understand your needs. They’ll help you:
- Determine the right coverage and liability limits
- Select the proper deductible
- Take advantage of all available discounts
Absolutely! If you want even greater peace of mind, we also offer several optional coverages. For example, you can customize your renters insurance by adding the following:
- Home Cyber Protection
- Home Systems Breakdown
- Replacement Cost Contents
Plymouth Rock has been providing customer-first insurance for over 35 years. In that time, we’ve served more than 700,000 customers and sold more than $1.6 billion in managed premium, earning us an A- “Excellent” rating from A.M. Best Rating Services.