Massachusetts Renters Insurance
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Renters insurance that fits your needs
How can I easily protect what I own in Massachusetts?
If you rent, then renters insurance is a smart choice for you in Massachusetts. Sure, your landlord has insurance for the building you live in, but that protection won’t extend to you as a tenant. A renters insurance policy is the perfect solution. In addition to protecting your belongings, it can also protect you if someone gets hurt at your place.
Is renters insurance required by law in Massachusetts?
While renters insurance isn’t required by federal or Massachusetts law, your landlord may require proof of renters insurance as part of the lease agreement. So whether you live in Boston, the Berkshires or somewhere in between, play it safe—and smart—with renters insurance from Plymouth Rock.
What renters insurance protects
The coverages detailed below are standard on Plymouth Rock renters insurance policies in Massachusetts. If you want more protection, you can always add extra coverage.
Your belongings
Renters insurance can help you repair or replace any damaged or stolen personal items, such as computers, bicycles, TVs and furniture. You’re covered for damage caused by fire, wind, vandalism, theft and other events.
Example: If your laptop is stolen from your apartment, or from your car, we can pay you to replace it.
Lawsuits and medical bills
If someone brings a claim or lawsuit against you, renters insurance can help you pay for your defense and court costs. It can also pay for necessary medical expenses for guests who are accidentally injured in your unit.
Example: If a guest at your apartment trips and falls, we can cover their medical expenses.
Emergency living expenses
If you’re forced from your apartment due to a covered event, renters insurance can help cover costs such as alternate lodging and other living expenses.
Example: If a fire severely damages your apartment, we can help pay for you to stay at a nearby hotel and cover your meals.
Got questions? You're not alone.
Common FAQs about Massachusetts renters insurance
How can I purchase Plymouth Rock renters insurance in Massachusetts?
The first step is to get a renters insurance quote. You can choose from any of these convenient options:
What are the benefits of using a local agent?
Our local independent agents in Massachusetts are experienced, compassionate people—not automated bots. Plus, they work and live right in your community, so they understand your needs. They’ll help you:
- Determine the right coverage and liability limits
- Select the proper deductible
- Take advantage of all available discounts
Can I add more protection to my policy?
Absolutely! If you want greater peace of mind, we offer several optional coverages. For example, you can customize your renters insurance by adding the following:
- Home Systems Breakdown1
- Cyber and Identity Protection2
- Replacement Cost Contents
If you have pets and want to add pet insurance, you can do that too. However, pet insurance must be purchased as a separate policy altogether.
How long has Plymouth Rock been serving customers in the Northeast?
Plymouth Rock has been providing customer-first insurance for over 40 years. Currently, we serve more than 700,000 customers and manage more than $2.4 billion annually in premium, earning us an A- “Excellent” rating from A.M. Best Rating Services.
“The friendly staff's helpful and polite interactions with me were very much appreciated.”
Adrian W.
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*Installment fees apply and actual rate will vary by customer.
1 This coverage is backed by The Hartford Steam Boiler Inspection and Insurance Company.
2 Cyber and identity protection offerings are underwritten by CyberScout. Actual coverage is subject to the language in the CyberScout contract. Terms and conditions apply.
Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. A full list of underwriting companies by state can be found on our states licensed & disclaimers page. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method.
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