Home systems breakdown
coverage
Home systems breakdown coverage
What is Home Systems Breakdown coverage
Home Systems Breakdown coverage* protects you against the mechanical breakdown of the systems you depend on every day, including furnaces, AC units, stoves and more.
Here’s why this coverage is important:
- The risk of a mechanical breakdown is greater than ever, as most home systems are made with many sensitive, moving parts.
- The cost to repair home systems is more expensive than ever.
- Most standard home policies and warranties won’t cover you if a breakdown happens.
What you’re covered for
If you add Home Systems Breakdown coverage to your existing homeowners policy, you’ll be insured against the mechanical breakdown of a wide range of systems, equipment and personal property.
Covered systems and equipment
- Central air conditioning
- Boilers, furnaces and heat pumps
- Conventional and solar water heaters
- Radiant floor heating
- Renewable heating (e.g., solar, wind, geothermal)
- Water purification and filtration
- Well pumps, installed sump pumps
- Pool and spa pumps, heating and filtration
- Electrical service panels
- Permanent emergency generators
- Home security monitoring and control devices
- Chair lifts and elevators
Covered personal property
- Kitchen and laundry appliances
- Home entertainment equipment
- Computers, peripherals and wireless devices
- Power tools and shop equipment
- Lawn and garden equipment
- Mobile medical equipment
- Portable generators and sump pumps
How to purchase Home Systems Breakdown coverage
To add this to your policy:
- Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.
- Don’t have an agent? Call us at 833-857-5848.
*This coverage is backed by The Hartford Steam Boiler Inspection and Insurance Company.
