Home Systems BreakDown
Coverage

Home Systems BreakDown Coverage

What Is Home Systems Breakdown Coverage

Home Systems Breakdown Coverage* will protect you against the mechanical breakdown of those systems you depend on every day as a homeowner. These home systems include furnaces, air conditioning units, stoves and a whole lot more.

Here’s why this coverage is important:

The risk of a mechanical breakdown is greater than ever, as most home systems are made with many sensitive, moving parts.
The cost to repair home systems is more expensive than ever.
Most standard home policies and warranties won’t cover you if a breakdown happens.

What You’re Covered For

If you add Home Systems Breakdown Coverage to your existing homeowners policy, you’ll be insured against the mechanical breakdown of a wide range of systems, equipment and personal property.

Covered Systems and Equipment
  • Central air conditioning
  • Boilers, furnaces and heat pumps
  • Conventional and solar water heaters
  • Radiant floor heating
  • Renewable heating (e.g., solar, wind, geothermal)
  • Water purification and filtration
  • Well pumps, installed sump pumps
  • Pool and spa pumps, heating and filtration
  • Electrical service panels
  • Permanent emergency generators
  • Home security monitoring and control devices
  • Chair lifts and elevators
Covered Personal Property
  • Kitchen and laundry appliances
  • Home entertainment equipment
  • Computers, peripherals and wireless devices
  • Power tools and shop equipment
  • Lawn and garden equipment
  • Mobile medical equipment
  • Portable generators and sump pumps
Return to top

How to Purchase Home Systems Breakdown Coverage

To add this to your policy:

  • Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.**
  • Don’t have an agent? Call us at 833-857-5848.

How to Purchase Home Systems Breakdown Coverage

To add this to your policy:

  • Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.**
  • Don’t have an agent? Call us at 833-857-5848.

* This coverage is backed by The Hartford Steam Boiler Inspection and Insurance Company.

** In MA, this coverage is offered exclusively through independent agents.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate companies that write and manage property and casualty insurance in multiple states pursuant to licensing arrangements. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features, and benefits are not available in all states. To view all state licensed insurance companies, click States Licensed & Disclaimers.