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Special rates for NJ educators

Teachers’ Insurance Plan is a New Jersey-based auto insurance provider that was founded exclusively for New Jersey educators who are current or retired members of the NJ educational community. We offer special rates and exclusive benefits to members of the educational eligibility groups listed below.

Educator benefits and exceptional customer care

At Teachers’, we have always recognized the importance of educators and all that they do for our students and community. That’s why we celebrate our educators and are proud to offer auto insurance exclusively to this special group of people. More than just insurance, we are committed to providing unique educator benefits and exceptional customer care, including responsive and attentive claim service, whenever they need it. We believe that if you are a teacher, high-quality, affordable auto insurance is not something you should ever have to worry about.

Get exclusive benefits and stable rates with our 12-month policy

Since we focus on insuring only members of the educational community in New Jersey, we are able to offer special rates and discounts for auto insurance at a lower price than competitors who claim to have a special educators program. Find out about homeowners insurance too.

And you can keep yourself protected against frequent auto insurance rate increases with a 12-month policy from Teachers’ Insurance Plan! You could save an average of $923* with Teachers’ Insurance Plan’s auto coverage and get exclusive benefits and services.

^*Amount based on average annual savings reported by Teachers Auto Insurance Company of New Jersey customers who switched between 1/1/2022 and 12/31/2023. Your premium may vary due to available discounts, driving record and other factors.

Who is eligible for a Teachers’ Insurance Plan auto policy?

If you are a member of one of the following New Jersey educator eligibility groups*, you qualify for a Teachers’ Insurance Plan auto policy.

Current and retired pre-K – 12 faculty, administrators and support staff employed by a public school district, a certified Pre-K, or certified private, charter or parochial school
Current and retired college and university faculty, administrators and staff
Employees of state and local education associations (NJEA, AFTNJ, etc.)
Spouses of all the above groups are eligible as long as a member of one of the above eligible groups is a driver on the policy.

Learn how to take advantage of your New Jersey education employee status when buying auto insurance and see how much you can save when you get a no-obligation quote today from Teachers’ Insurance Plan.

^*Employees of contracted firms working for a school district but not paid directly by the school or school district (food service contractors, transportation companies, or substitute teacher outsourcing firms, for example) are not eligible.

Benefits & Services

Exclusive Educator Benefits

Teachers’ Insurance Plan is proud to offer special services that NJ educators won’t find anywhere else. Find out more about a policy with Teachers’, and you’ll see the difference!

At School Zero Deductible¹

Your comprehensive and collision deductibles will be waived for covered losses on school property.

Lost or Stolen Property Additional Benefit

Get up to $1000 in additional coverage to replace school property that is lost or stolen from your car.

School Travel Collision Deductible Waiver

When you travel to or from a school-sanctioned event, your comprehensive and collision deductibles will be also be waived.

12 Month Policy

Keep yourself protected against frequent auto insurance rate increases with a 12-month policy from Teachers’ Insurance Plan of NJ!

24/7 Roadside Assistance

What could be more important to an educator than 24/7 Roadside Assistance? No teacher should have to miss getting to class on time. That’s why we offer roadside coverage at any time of the day or night, anywhere in the United States, at no additional cost, for any car on your policy². Service includes:

Flat Tire

Professional representatives will come to your location to replace the flat tire with your spare.

Battery Service

Have a dead battery? Our program covers you for emergency jump-starts.

Locked Out Service

If you need help opening your doors or need a locksmith, a representative will come assist you.

Towing

If your car has a mechanical breakdown, it will be towed to the closet dealer or authorized repair facility of your choice within 25 miles, at no cost.

Emergency Fluid Delivery

If you need help opening your doors or need a locksmith, a representative will come assist you.

Additional Benefits and Services

Plymouth Rock wants to do more for our NJ educators. That’s why we offer special auto policy features that make their lives easier and bring them extra value.

Door to Door Valet Claim Service^®2

We’ll handle the repair process and transport your car to and from the repair shop.

Crashbusters^® Vans²

We’ll appraise your damage at a time and place convenient for you, and in many cases, we can issue payment on the spot.

Online Claim Reporting

File your claim in just a few easy steps. Go to plymouthrock.com/report.

CarPics^®

Our photo appraisal tool simplifies the claims process and eliminates the need to schedule an inspection of your damaged vehicle.†

Get Home Safe^®3

We’ll pay for your taxi or rideshare as a safer alternative to driving.

Guaranteed Repair Service

We’ll guarantee repairs done at participating shops for as long as you own or lease your car.

¹ Available to customers who have purchased comprehensive or collision coverage.

² Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided free of charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided.

³ Personal auto insurance policyholders may be reimbursed up to $50 for taxi or ride service fees once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.

^† Vehicle must be drivable after the accident to qualify