Teachers’ Insurance Plan offers Homeowners Insurance through Plymouth Rock
At Teachers’ Insurance Plan, we want to make managing your insurance a convenient, one-stop experience that saves you additional money. That’s why we offer educators the opportunity to keep it simple and bundle homeowners insurance with their auto.
Smart Choices for Educators: Bundle Home and Auto Insurance and Save
Your car and home are likely among your two biggest personal investments. If you or your family members are eligible for car insurance through Teachers’ Insurance Plan, why not add a homeowners insurance policy and save additional money?
Home insurance for teachers and other educational employees is provided through Plymouth Rock Assurance and other partner carriers. By bundling, you’ll get a companion teachers home insurance policy discount that helps you save money. Plus, these savings are in addition to preferred car insurance rates for educators and other eligible school employees. Package discounts are also available when buying renters or condominium insurance through Teachers’ Insurance Plan.
When you get your home insurance through a Teachers’ Insurance professional, you also get the benefit of expert advice. They’ll make sure you get the right coverage—at the right value—for your particular situation.
Here are some things you should know about home insurance:
Dwelling coverage
Dwelling coverage is the portion of your homeowners insurance that covers your walls, ceiling, floors—anything that makes up the home’s physical structure. Also known as Coverage A, this is typically your most important coverage. Your dwelling coverage limit should be the cost to replace your home from scratch. Your agent or insurance professional can help you determine that amount.
Personal property coverage
With Personal Property coverage, also known as Coverage C, your homeowners policy covers all those possessions you keep inside your home. Examples include furniture, appliances, TVs, computers, clothing and some jewelry.
Other structures coverage
Do you have structures on your property that are separated from your home? For example, you might have a shed, fence or a detached garage. If so, then Other Structures coverage—or Coverage B—is the part of your home insurance that protects them. And while these structures might not be as expensive to replace as your home, replacement costs can quickly add up.
Additional living expenses
Let’s say your home is damaged so badly that you can’t live there while repairs are being made. If this happens, the Additional Living Expenses portion of your homeowners insurance can reimburse you for your hotel bill, your food and other related expenses. This coverage is also known as Coverage D.
Bundling discounts
Homeowners who bundle their auto and home policies with Plymouth Rock could save an average of 14%*.
These are just a few of the auto insurance discounts for teachers offered by Teachers’ Insurance that help you save. There are many more ways to lower your premium, plus special programs designed just for New Jersey and Pennsylvania educators. Learn more about Teachers’ Insurance Plan by clicking here and find out how we can help you save today!
Find out how much you can save on your car insurance by getting a free car insurance quote online or by calling 844-232-2728; additional information can be found on our Contact Us page.
