Disclaimers

General Disclaimer
Plymouth Rock Assurance is a marketing name used by a group of separate companies that write and manage property and casualty insurance in multiple states. Insurance in New Jersey is offered by Plymouth Rock Management Company of New Jersey on behalf of High Point Property and Casualty Insurance Company, Teachers Auto Insurance Company of New Jersey, Palisades Insurance Company, Palisades Safety and Insurance Association and their affiliates. Insurance in New Hampshire is underwritten by Mt. Washington Assurance Corporation.  Plymouth Rock Assurance Corporation underwrites auto insurance in Massachusetts and Connecticut.  Pilgrim Insurance Company underwrites auto insurance in Massachusetts.  In addition to the above companies, our affiliate, Bunker Hill Insurance, writes home insurance in Massachusetts and Connecticut and maintains its own separate website. Each of these separate companies is financially responsible only for its own insurance products. Teachers’ Insurance benefits are available to active and retired New Jersey educators. Certain restrictions and limitations apply.

Prudential Disclaimer
Prudential Insurance Agency, LLC (Prudential), Newark, NJ, distributes New Jersey property and casualty insurance products that are offered by Plymouth Rock Management Company of New Jersey under the brand name of Plymouth Rock Assurance. These products are underwritten by High Point Property and Casualty Insurance Company (High Point) and Teachers Auto Insurance Company of New Jersey (Teachers), 331 Newman Springs Road, Suite 304, Red Bank, NJ 07701-5657. Plymouth Rock, High Point and Teachers are not affiliated with Prudential.

Homeowners Insurance Disclaimer
New Jersey homeowners insurance policies are provided by American Strategic Insurance, Coastal Agents Alliance, MetLife, Narragansett Bay Insurance Company and Palisades Property and Casualty Insurance Company. These companies are not affiliated with Plymouth Rock Assurance. Prudential clients should contact their Prudential agent or use the agent locator to find a local Prudential agent. Renewals of New Jersey homeowners insurance policies are also underwritten by High Point Preferred Insurance Company and United Fire Group. New Hampshire homeowners insurance policies are underwritten by Mt. Washington Assurance Corporation under the brand name Plymouth Rock Assurance.  Our affiliate, Bunker Hill Insurance, writes home insurance in Massachusetts and Connecticut and maintains its own separate website. Each of these separate companies is financially responsible only for its own insurance products.

Flood Insurance Disclaimer
Flood insurance  policies are provided through the National Flood Insurance Program (NFIP) and underwritten by National Flood Services (NFS) or American Strategic Insurance (ASI). ASI policies are serviced by ASI, and NFS policies are serviced by Plymouth Rock Management Company of New Jersey.

New Jersey Motorcycle Insurance Disclaimer
New Jersey motorcycle insurance policies are provided by Progressive Casualty Insurance Company or American Modern Insurance Group. Coverages and discounts vary; some coverages are optional. Replacement cost coverage applies to bikes two model years and newer, and provides another bike of same kind and quality in the event of a total loss. Policy restrictions and exclusions apply. Some coverages only apply when damage occurs due to a covered loss. Progressive Casualty Insurance Company and American Modern Insurance Group are not affiliated with Plymouth Rock.

New Jersey Boat Insurance Disclaimer
New Jersey boat insurance policies are provided by Progressive Casualty Insurance Company or American Modern Insurance Group. Coverages and discounts vary; some coverages are optional. Policy restrictions and exclusions apply. Some coverages only apply when damage occurs due to a covered loss. Progressive Casualty Insurance Company and American Modern Insurance Group are not affiliated with Plymouth Rock.

New Jersey Collector Car Insurance Disclaimer
New Jersey collector car insurance policies are provided by American Modern Insurance Group. Coverages and discounts vary; some coverages are optional. Policy restrictions and exclusions apply. Some coverages only apply when damage occurs due to a covered loss. American Modern Insurance Group is not affiliated with Plymouth Rock.

New Jersey Motor Home and Recreational Vehicle (RV) Insurance Disclaimer
New Jersey motor home and RV insurance policies are provided by Progressive Casualty Insurance Company. Coverages and discounts vary; some coverages are optional. Policy restrictions and exclusions apply. Some coverages only apply when damage occurs due to a covered loss. Progressive Casualty Insurance Company is not affiliated with Plymouth Rock.

New Jersey Term Life Insurance Disclaimer
New Jersey term life insurance coverages are not provided by Plymouth Rock Assurance. Term life policies are secured through independent insurance agents, AccuQuote or other unaffiliated intermediaries, and are underwritten by insurance companies not affiliated with Plymouth Rock.

Get Home Safe® Disclaimer
Get Home Safe reimburses personal auto insurance policyholders up to $50 for taxi service fees when utilized for transportation if they find themselves in a situation where it would be unsafe to operate their vehicle. Customers may use this for a one-way taxi service valued up to $50 once per policy per year. Reimbursement is not available when taxi service is used as a result of a policyholder's mechanical breakdown. Original receipt must be submitted with the reimbursement form.

Door to Door Valet Claim Service® Disclaimer
Door to Door Valet Claim Service is available to any customer who has purchased Comprehensive or Collision coverage.

 

New Jersey One Year Rate Lock Disclaimer
One Year Rate Lock applies to new New Jersey policies written in High Point Property and Casualty Insurance Company, Palisades Safety and Insurance Association and Palisades Insurance Company. Premium increases that result from new/existing violations, incidents, claims, policy endorsements/amendments or driver ages may still impact the policy premium offered at renewal. Your premium may vary due to available discounts, eligibility requirements, driving record and other factors.

 

Roadside Assistance Disclaimer
Roadside assistance is provided by Quest Towing Services (QTS). Water and up to two gallons of gas are provided free of charge. Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles, or to the nearest dealer or qualified service center outside of 25 miles, with no out-of-pocket expense. Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting QTS. There is a six (6) time usage limit per policy per year of all roadside services. If a service call is not canceled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided. Customer is solely responsible for payment directly to the service provider for any fees for accommodations arranged by Concierge Services. Features outlined are included with all auto insurance policies underwritten by Teachers Auto Insurance Company of New Jersey and may be available as optional coverage with policies underwritten by Plymouth Rock Assurance Corporation, Mt. Washington Assurance Corporation, High Point Property and Casualty Insurance Company, Palisades Insurance Company or Palisades Safety and Insurance Association.

New Jersey Group Discount Disclaimer
New Jersey group discounts apply to policies written in High Point Property and Casualty Insurance Company, Palisades Insurance Company or Palisades Safety and Insurance Association. New Jersey group discounts may not be combined with any other discounts.

Massachusetts Collector Car Insurance Disclaimer
Massachusetts collector car insurance coverages are not provided by Plymouth Rock Assurance. Collector car and related policies are underwritten by insurance companies not affiliated with Plymouth Rock.