Coverage options available
Compulsory coverage
- Property damage liability
- Personal Injury Protection (PIP)
- Uninsured/underinsured motorists coverage
- Bodily injury liability
Optional coverage
- Medical payments
- Comprehensive or collision
- Substitute transportation
- Towing and labor
Auto insurance resources
If you own a car in NJ, you cannot drive it unless you purchase automobile liability insurance that complies with
Here are some common reasons why and how to switch car insurance companies.
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Want to know how to lower car insurance in New Jersey? Here are 12 tips that can save you money.
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**Available to customers who have purchased comprehensive or collision coverage.
†Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided free of charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided.