Protection with One Year Rate Lock
We offer discounts on top of already competitive rates in New Jersey and customers benefit from the security of our One Year Rate Lock. No surprises — you’ll get peace of mind because your personal automobile insurance rate will be locked for a full year.*
Exclusive Rates for NJ Educators
Did you know Teachers’ Insurance Plan of NJ is the only car insurance company to exclusively serve New Jersey’s educational community? That means we’re able to offer great low rates and unique benefits to teachers and support staff! Join the thousands of educators, and their family members, who are already taking advantage of our special rates and request your quote today.
Car Insurance Discounts for Students in NJ
Policyholders may also take advantage of car insurance discounts for students in NJ. Whether you have a student on your policy, or are a student looking to lower your own rate, car insurance discounts for students in NJ can be a smart way to lower the price you pay for insurance.
To get a Good Student Discount**, the student must be under 22 years old and be a full-time high school, college or university student and meet one of the following criteria: be in the upper 20% of their class scholastically; have a minimum of a B average; a minimum of a three on a four-point grade scale; or be included on a Dean’s List or Honor Roll. When you get your Plymouth Rock quote, we’ll ask you if any of the drivers on your policy are students under 22 and determine if they are eligible for a Good Student Discount. All you need to do is send in a recent report card or signed letter from the student’s school administrator.
And we don’t stop there! We also offer other student and young driver discounts that may help you lower your premium. Find out more about our New Driver Family Discount, Away at School Discount**, Driver Training Discount and our Defensive Driver Discount.
How to Lower Car Insurance Costs in New Jersey
So you want to lower your car insurance costs. Please keep in mind that, in some cases, saving money on your policy means you will be assuming more risk. Always make sure you have the appropriate level of coverage to meet your unique needs. Some ways you may decrease your car insurance rates are by choosing higher deductibles, selecting healthcare primary, driving safely, dropping coverage for older cars and adding discounts. We offer a variety of discounts to professional associations, community colleges, gyms, and other organizations in New Jersey that can save you money.
In addition to saving money, you’ll be able to save time with special customer programs designed to take care of your insurance needs quickly. You can also read information about full auto insurance coverage, loan or lease gap insurance, and comprehensive coverage.