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Discounts & Benefits For Auto Insurance in Massachusetts

Plymouth Rock Offers Many Discounts That Can Help You Save Money

As a Plymouth Rock customer you’ll also have access to a wide range of additional benefits that you simply won’t be able to find anywhere else. We got the extra mile with benefits like our sports affinity programs and discounts like:

  • Companion Policy where you save on car insurance with our homeowner discount when you bundle home insurance with your auto policy.
  • Multi-Car Discount where you can save when you have more than one car on your policy.


Paid in Full Discount

For eligible drivers when they pay their premium up front.

Student Away at School

If you have a student away at school who doesn’t have regular access to the vehicles on your policy, you can take advantage of our discount.

Multi-Car Discount

Save by having multiple cars listed on the same policy. Our Multi Car discount ensures you get the best value and makes it easy to manage auto insurance for all your vehicles.

Companion Policy

Save on car insurance with our homeowner discount when you bundle home insurance with your auto policy.

Motor Club

Save if you’re an active member of an approved membership-based motor club.

Plymouth Rock Assurance Policyholder Perks

You deserve more than just insurance. That’s our view. We don’t think it’s enough to just offer reliable insurance protection — your expectations should be exceeded. From adding extra coverages to helping to prevent accidents, we give each and every one of our policyholders great perks, all at no extra cost.

Road Rewards®

Road Rewards is Plymouth Rock’s safe driving program. Download the app, drive safe and get rewarded. It’s that easy.

Manage Your Policy Online

Save time with mobile friendly account access. Enroll in electronic funds transfer to automate bill payment; update your personal information; report and track claims; view policy information; or sign up for eDocuments. Check out the Plymouth Rock mobile app for access on-the-go.*

Get Home Safe®

If you find yourself in a situation where you don’t feel safe driving, Plymouth Rock will pick up the tab for your cab or rideshare fare home.

Your Team. Your Insurance.

If you live in the Northeast, there’s a good chance you love sports. That’s why Plymouth Rock has joined up with some of your favorite teams to get access to tickets and other special perks.

Boston Bruins

Score exclusive access to the Black and Gold.

Read more

Boston Red Sox

Get auto and home insurance made for Sox fans.

Read more

New England Patriots

Unlock a long list of benefits that Pats fans will love.

Read more

Home Insurance Quote

Group Discount Programs

If you’re a member of an organization or an employee of a company that is partnered with Plymouth Rock Assurance, you may be eligible for a group car insurance discount.

See if your group is on the list! If you don’t see your employer or association, still reach out to us since we’re always adding new groups.

Browse Group Discounts

Great Benefits for Loyal Customers

If you are a Plymouth Rock Assurance customer entering into your fourth policy term or are a member of a qualifying Motor Club, you are eligible for Assurance Plus Loyalty Rewards.

The Assurance Plus Loyalty Rewards Package rewards loyal customers and Motor Club members by offering all the great benefits of Essential Assurance, plus*:

Additional Loss of Earnings Coverage

If you are required to attend a hearing or trial as a result of an accident, an increased limit above your base policy will be available to cover a loss of earnings.

Enhanced Bail Bond Coverage

If you incur the cost of bail bonds because of an accident involving bodily injury or property damage, an increased limit above your base policy will be available.

Personal Property Coverage

We’ll pay toward repair or replacement up to the stated limit with no deductible.

Seat Belt/Airbag Benefits

In the unfortunate event of a covered loss of life due to an accident, additional benefits are available if a seat belt was properly worn.

Child Car Seat Replacement

If your child safety seat is damaged as a result of a covered loss, we’ll pay toward its replacement up to the stated limit.

Pet Injury Coverage

In the unfortunate event your dog or cat is injured (or worse) as a result of a covered loss, you will receive money for veterinary care or other expenses.

Device Replacement

If your device (laptop, phone, etc.) is damaged due to a covered loss, we’ll pay toward the repair or replacement of the device up to the stated limit.

Additional Rental Coverage

If your policy contains rental coverage, we’ll bump up your daily limit for your rental vehicle.

Waiver of Collision Deductible

Your collision deductible will be waived if you are involved in a loss caused by another Plymouth Rock customer.

Waiver of Deductible for Glass Repairs

You will have no deductible for the repair of simple glass breaks, chips, nicks and cracks resulting from a covered loss, if they are repairable and no larger than the size specified in the endorsement.

Explore Insurance Resources

Hands on phone app for ride share
The Massachusetts Division of Insurance (DOI) released a consumer alert warning of the potential insurance coverage risks for people involved in ride-sharing and car-sharing programs.

See How Much You Can Save


Related Products

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate companies that write and manage property and casualty insurance in multiple states. MA auto insurance is underwritten by Plymouth Rock Assurance Corporation. MA home insurance is underwritten by Plymouth Rock Home Assurance Corporation, Bunker Hill Insurance Casualty Company, Bunker Hill Preferred Insurance Company, Bunker Hill Property Insurance Company, and Bunker Hill Insurance Company. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company.

*Some exclusions apply. Not available for all lines of business.