One of the most important things to understand about the process of buying car insurance is that no two policies are created equal. You want to choose the policy that best meets your own needs – in terms of price, service, and coverage. A local licensed professional insurance agent can help you navigate the insurance process by taking the time to research your family, property, history, vehicle and even driving patterns — all factors that must be considered when requesting quotes for insurance premiums offering the right coverage.
Focus on these core areas during your search:
- Price. In Massachusetts, car owners are required by law to purchase certain types of coverage with at least the statutory required minimum limits, sometimes referred to as “compulsory coverages.” To protect yourself and your family, however, you’ll always want to exceed these minimum limits to the extent your budget allows. Your Plymouth Rock agent can help you find the right insurance policy with the right coverage at the right price.
- Coverage. Although some types of coverages are optional in the state, they really are essential if you want to ensure that you and your family are protected. For most people the state mandated compulsory coverages do not provide adequate protection. They do not include coverage for physical damage you cause to your own vehicle — you need comprehensive and collision for that. In addition, they don’t provide adequate liability protection for most people. For example, the compulsory bodily injury liability protection coverage does not cover accidents that occur outside of Massachusetts. We recommend that you speak with an independent Plymouth Rock Massachusetts insurance agent to help you choose the best insurance package for your needs.
- Service. Auto insurance companies should be more than just service providers. They should be a true partner in your own success in every sense of the term. At Plymouth Rock, we’ve built our business around providing superior customer service to policyholders just like you – all day, every day, no exceptions.
Whether you’re working directly with an independent agent or have chosen to speak to one of our insurance professionals over the phone, at Plymouth Rock we do our best to ensure that you receive the expert guidance you need and the care, commitment and attention to detail that you deserve, which is why we offer our Pledge of Assurance. In the unfortunate event that you should ever be involved in a car accident, you can expect that your claim will be handled quickly, courteously, and professionally – because you don’t deserve anything less.
We also offer a wide range of unique additional, industry-leading features like our Crashbusters® mobile claim service, our Door to Door Valet Claim Service®, our Get Home Safe® program and our savings pass – all to make sure that you’re taken care of.
To find out more about everything that we have to offer, or to get your free quote or find a local agent, please don’t delay – contact Plymouth Rock today.