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Getting a Massachusetts Car Insurance Quote: What You Need to Know

cars parked on a boston massachusetts street

At Plymouth Rock, we go out of our way to make getting the right car insurance as easy and as stress-free as you’d always hoped it would be. But it’s important for you to know that this doesn’t begin when you become a customer. It begins immediately – right at the beginning, with your quote. 

Getting a Massachusetts car insurance quote, either directly on our website or through a Plymouth Rock agent, you’ll be asked for several key pieces of information. Your answers to these questions will help us get you the most accurate quote possible, so that there are no unexpected (read: expensive) surprises later on. This part of the process also helps us get to know both you and your vehicle(s) better, which helps us identify additional discounts and savings to which you might be entitled. 

All told, the quote process at Plymouth Rock has been streamlined to the point where you can complete it in just a few minutes. Once you have your quote, you can then purchase your policy right from your web browser or from your Plymouth Rock agent. All you need to do is keep a few key things in mind: 

The Massachusetts Auto Insurance Quote Process

All you need to do is tell us a little about yourself – what kind of car(s) you drive, what other drivers are in your household, a few other minor details. Much of the information you need appears on the Declarations Page or Coverage Selections Page issued by your current insurer, so it will make the process go faster if you have that document handy. We’ll also need additional information to see whether you qualify for any unique Plymouth Rock discounts or programs. Providing this information helps us get you the most accurate and fair auto insurance quote that we can, but it also puts us in a position to uncover factors that could significantly lower your rate. For example, we’ll want to know whether you’re eligible for a group discount as a member of an approved professional group or other organization. 

As always, we absolutely encourage you to get quotes from multiple companies – after all, this is your hard-earned money we’re talking about and not every company has the best rate for every customer. When you do compare companies, make sure that you’re comparing them in the right way – take a close look at coverages, deductibles and limits along with service levels, availability of optional coverages, and extra benefits to make sure you’re looking at a true apples-to-apples comparison. 

It’s also important for you to know that your quote is, at the end of the day, just an estimate. Because we will need to confirm some of your information before you buy, it’s not a guarantee of the final price. But by providing us with accurate and complete information at the quote stage, you can reduce the possibility of any surprises. 

Have This Information Ready

To help your quote process go as smoothly as possible, you will need to provide: 

  • Your full legal name. 
  • Your address. 
  • Your date of birth. 

You will also need easy access to all of the following: 

  • The name of your current insurance company (if applicable). 
  • Your current or most recent auto insurance liability limits (you can find this information on your Coverage Selections Page or Declarations Page from your current carrier, if applicable). 
  • How long you’ve been continuously insured. 
  • From all family members living in your household (either insured on your policy or insured elsewhere):  
    • Driver’s license number (or name/date of birth). 
    • Date they were first licensed in any state or country. 
Getting a Massachusetts car insurance quote from Plymouth Rock is fast and easy. Click here to get started.