Comprehensive coverage in New Jersey is an option that protects your car from damage not related to a collision with another vehicle. If you are currently making payments on your car, your lender or lease holder likely requires you to carry it.
In other cases, comprehensive insurance may be a smart investment depending on the value of your car. If you are considering it, you’ll want to ask yourself if you feel comfortable paying for repairs or replacement of your car if it is damaged by something other than a collision, including:
- Natural disasters and storms
- Objects that fall on the vehicle, such as tree branches
- Damages caused by hitting an animal
Protecting your car from these unexpected situations can provide peace of mind that your personal vehicle will not cost you a fortune if it is damaged. If you’re unsure if it is the right car insurance coverage for you, we’re happy to help. Find out if your car insurance covers windshield replacement, if someone hits your parked car and learn about no fault coverage.
Call 855-993-4470, get your free quote online, or find an agent to see how we can help you save on comprehensive insurance coverage in NJ. If you need additional information it can be found on our Contact Us page.