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Middletown, New Jersey Car Insurance

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Local service, real savings, and peace of mind.

The perks of living in Middletown, New Jersey? Being within proximity to beautiful beaches, Deep Cut Gardens, and a short drive to towns like Red Bank, Lincroft, and Rumson. Middletown is in a part of the Garden State that draws visitors to the area, which means more cars on the road and more reasons to make sure your auto insurance fits your lifestyle.

Having reliable car insurance from Plymouth Rock means you’re covered when a road-related surprise comes your way. As a Plymouth Rock customer, you will have access to immediate benefits at no additional cost, like Crashbusters®** for on-the-spot damage assessments, Door To Door Valet Claim Service®** to handle the repair process, and other concierge services. Plus, the longer you’re with us, the more loyalty perks you can unlock.

Ready to make with switch? Get started with a free quote!

Car insurance discounts and benefits

 

New driver family discount

Adding a new driver under the age of 19 to your policy? You may be eligible for a discount.
 

Defensive driver discount

New Jersey drivers could save up to 5% on applicable coverages by completing a state approved defensive driving course.
 

Bundling discounts

Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1
See all discounts

Coverage options available

Compulsory coverage

  • Property damage liability
  • Personal Injury Protection (PIP)
  • Uninsured/underinsured motorists coverage
  • Bodily injury liability

Optional coverage

  • Comprehensive or collision
  • Substitute transportation
  • Towing and labor
View all coverage options

Auto insurance resources

Young woman sitting on her sofa with her dog while looking at her insurance documents

Understanding auto insurance coverage in New Jersey

If you own a car in NJ, you cannot drive it unless you purchase automobile liability insurance that complies with
Young man researching on his phone how to switch car insurance companies.

How to change car insurance

Here are some common reasons why and how to switch car insurance companies.
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How much is car insurance in New Jersey?

How much is car insurance in New Jersey depends on a variety of factors. Here’s what could affect your car
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How to lower car insurance in New Jersey

Want to know how to lower car insurance in New Jersey? Here are 12 tips that can save you money.
View more resources

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The smarter way to manage your policy. 

  • View ID cards
  • Report and manage claims quickly 
  • Set up payments 
  • Update your policy 
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Drivers who switch to Plymouth Rock save an average of $702*

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Your team. Your insurance.

Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.

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**Available to customers who have purchased comprehensive or collision coverage.