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Pennsylvania Car Insurance
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Reliable protection for Pennsylvania drivers.
With customizable coverage options and practical service benefits, Plymouth Rock helps you build protection with car insurance that meets your needs today while preparing for the unexpected tomorrow. A Plymouth Rock auto insurance policy gives you control over your deductible, liability limit, and optional protection so you can shape coverage around your vehicle, driving patterns, and budget.
Services designed for real-world moments
Plymouth Rock car insurance in Pennsylvania includes practical services that support you on and off the road:
- Crashbusters®† mobile claims service brings the appraisal process to you
- Get Home Safe®†† ride reimbursement to cover the cost of a ride home when you feel it’s unsafe to drive
- Flexible coverage limits and deductible options to align with your budget
- Policy guidance to help you balance protection and car insurance costs
These features are built into your auto insurance policy at no additional charge to simplify next steps when you need support most.
Explore your options today – get a quote to see how a Plymouth Rock car insurance brings protection, service, and value to you.
Car insurance discounts and benefits
Bundling discounts
Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1
Advance shopper discount
Switch to Plymouth Rock and you could save if you quote your new policy more than seven days before the effective date.
Got questions? You're not alone.
Q: What is "full coverage" car insurance?
A: Full coverage is a term that describes a collection of coverage options that exceed the minimum coverages mandated by state law. It is not an actual type of coverage but rather, it refers to policies that include a combination of coverages such as liability, collision, and comprehensive.
Q: What’s the difference between collision and comprehensive car insurance?
A: Collision coverage helps pay to repair or replace your car after a collision with another vehicle or stationary object. Comprehensive coverage helps pay for damage to your car in situations not related to a collision, such as natural disasters, theft, fire, vandalism, damage caused by hitting an animal, and more. Plymouth Rock offers collision and comprehensive coverages as optional add-ons to your car insurance.
Q: What does total loss mean for my vehicle?
A: A “total loss” happens when your car is damaged so badly that the cost to repair it is higher than the vehicle’s actual cash value. In that case, your insurance company will consider the car a total loss and will pay you the value of the vehicle.
Q: Do I need to transfer a car title on a dealership trade-in?
A: Whether you hold the title to your car (meaning you own it free and clear), or you’re still making monthly car payments on it, you will be required to transfer the title upon the sale of that vehicle.
Coverage options available
Compulsory coverage
- Bodily injury liability
- Damage to someone else's property
- First party medical benefits
Optional coverages
- Collision
- Comprehensive
- Substitute transportation
- Underinsured/uninsured motorist insurance
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Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. A full list of underwriting companies by state can be found on our states licensed & disclaimers page. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method.
we reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein.
1 Certain restrictions, requirements, and limitations apply to our programs, policy features and discount offerings. Discount on homeowners, condo, or renters policy apply when combined with an auto policy written through Plymouth Rock. If the discount is not currently applied, it may be added upon request.
* Average annual savings number of $806 was reported by Plymouth Rock customers in multiple states who saved money by switching between 1/1/2025 and 12/31/2025. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.
‡ NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.
†Available to customers who have purchased comprehensive or collision coverage.
††Personal auto insurance policyholders may be reimbursed up to $50 of taxi or ride service fees once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.
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