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Paterson, New Jersey Auto Insurance

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Affordable auto insurance rates do exist.

As a Plymouth Rock policyholder, you’ll receive the customer service you expect: quick claims and access to exclusive perks that can help save an average of $702*.

Providing auto insurance for New Jersey drivers has been our specialty for four decades. Our history of supporting Passaic County runs deep, just like Paterson’s historical roots as the nation’s first industrial city. Our local expertise is what makes us unique – let us show you how.

Car insurance discounts and benefits

 

New driver family discount

Adding a new driver under the age of 19 to your policy? You may be eligible for a discount.
 

Defensive driver discount

New Jersey drivers could save up to 5% on applicable coverages by completing a state approved defensive driving course.
 

Bundling discounts

Save money by bundling your motorcycle insurance with home, personal auto or commercial auto insurance.

Got questions? You're not alone.

Common questions about car insurance

Comparing quotes from different insurance companies is the best place to start when shopping for car insurance. Factors such as your driving behavior, the vehicle’s age, make, and model can also determine how much you can expect to pay or save. Thinking of switching your car insurance to Plymouth Rock? Get a free quote online.

There are a few things you can do to lower your car insurance premium.  

  • Enroll in a telematics or usage-based program - Some car insurance providers offer discounts for safe driving behaviors when tracked through an app or plug-in device. 
  • Bundle your policies - Combining car insurance with home, renters, or condo insurance typically provides a multi-policy discount. 
  • Increase your deductible - Selecting a higher deductible can significantly reduce your premium. Just be sure  you’re comfortable paying a higher amount in the event of a claim. 
  • Review and update your policy annually - Small changes like driving fewer miles, removing outdated drivers, or adjusting coverage for an older vehicle can reduce your premium and keep your policy aligned with your driving needs. 

Under the law in the state of New Jersey, all drivers are required to have liability insurance. This means a standard auto policy in New Jersey is required to have four lines of coverage: Personal Injury Protection (PIP), bodily injury liability (BI) coverage, uninsured/underinsured motorist (UM/UIM) coverage, and coverage for damage to someone else’s property (PD).

Collision coverage is optional in New Jersey, not a requirement. It can help you pay for physical damages to your car if you’re involved in a covered accident.

Coverage options available

Compulsory coverage

Optional coverage

Auto insurance resources

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Drivers who switch to Plymouth Rock save an average of $702*

Your team. Your insurance.

Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.

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