Paterson, New Jersey
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Affordable auto insurance rates do exist.

As a Plymouth Rock policyholder, you’ll receive the customer service you expect: quick claims and access to exclusive perks that can help save an average of $702*.

Providing auto insurance for New Jersey drivers has been our specialty for four decades. Our history of supporting Passaic County runs deep, just like Paterson’s historical roots as the nation’s first industrial city. Our local expertise is what makes us unique – let us show you how.

Car insurance discounts and benefits

New driver family discount

Adding a new driver under the age of 19 to your policy? You might be eligible for a discount.

Defensive driver discount

New Jersey drivers could save up to 5% on applicable coverages by completing a state approved defensive driving course.

Bundling discounts

Save money by bundling your motorcycle insurance with home, personal auto or commercial auto insurance.

Coverage options available

Compulsory coverage

Optional coverage

Auto insurance resources

Understanding auto insurance coverage in New Jersey

If you own a car in NJ, you cannot drive it unless you purchase automobile liability insurance that complies with

How to change car insurance

Here are some common reasons why and how to switch car insurance companies.

How much is car insurance in New Jersey?

How much is car insurance in New Jersey depends on a variety of factors. Here’s what could affect your car

How to lower car insurance in NJ

Want to know how to lower car insurance in New Jersey? Here are 12 tips that can save you money.

Download our mobile app

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Drivers who switch to Plymouth Rock save an average of $702*

Your team. Your insurance.

Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.

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Call for a quote 800-516-9242

Plymouth Rock Assurance^® and Plymouth Rock^® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. A full list of underwriting companies by state can be found on our states licensed & disclaimers page. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method. PA Residents: we reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein.

^*Average annual savings number of $702 was reported by Plymouth Rock customers in multiple states who saved money by switching between 8/1/2023 and 7/31/2024. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.

¹Certain restrictions, requirements, and limitations apply to our programs, policy features and discount offerings. Discount on homeowners, condo, or renters policy apply when combined with an auto policy written through Plymouth Rock. If the discount is not currently applied, it may be added upon request.

Paterson, New JerseyAuto Insurance