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Fort Lee, New Jersey
Auto Insurance

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Due to its proximity to the George Washington Bridge and the Palisades Interstate Highway, Fort Lee residents are familiar with the flow of traffic throughout town and into New York City. When there are more cars on the road, accidents are more likely to happen. That’s where New Jersey car insurance from Plymouth Rock comes in.

As a Plymouth Rock customer, you will have access to immediate benefits at no additional cost like Crashbusters®** for on-the-spot damage assessments, Door-To-Door Valet Claim Service®** to handle the repair process, and other concierge services. Assurance Packages allow you customize your policy to your needs. Plus, the longer you’re with us, the more loyalty perks you can unlock.

See why customers have trusted us for more than 40 years. Get your free quote.

Car insurance discounts and benefits

 

New driver family discount

Adding a new driver under the age of 19 to your policy? You may be eligible for a discount.
 

Defensive driver discount

New Jersey drivers could save up to 5% on applicable coverages by completing a state approved defensive driving course.
 

Bundling discounts

Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1

Got questions? You're not alone.

Common questions about car insurance

Comparing quotes from different insurance companies is the best place to start when shopping for car insurance. Factors such as your driving behavior, the vehicle’s age, make, and model can also determine how much you can expect to pay or save. Thinking of switching your car insurance to Plymouth Rock? Get a free quote online.

There are a few things you can do to lower your car insurance premium.  

  • Enroll in a telematics or usage-based program - Some car insurance providers offer discounts for safe driving behaviors when tracked through an app or plug-in device. 
  • Bundle your policies - Combining car insurance with home, renters, or condo insurance typically provides a multi-policy discount. 
  • Increase your deductible - Selecting a higher deductible can significantly reduce your premium. Just be sure  you’re comfortable paying a higher amount in the event of a claim. 
  • Review and update your policy annually - Small changes like driving fewer miles, removing outdated drivers, or adjusting coverage for an older vehicle can reduce your premium and keep your policy aligned with your driving needs. 

Under the law in the state of New Jersey, all drivers are required to have liability insurance. This means a standard auto policy in New Jersey is required to have four lines of coverage: Personal Injury Protection (PIP), bodily injury liability (BI) coverage, uninsured/underinsured motorist (UM/UIM) coverage, and coverage for damage to someone else’s property (PD).

Collision coverage is optional in New Jersey, not a requirement. It can help you pay for physical damages to your car if you’re involved in a covered accident.

Coverage options available

Compulsory coverage

Optional coverage

Auto insurance resources

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Drivers who switch to Plymouth Rock save an average of $702*

Your team. Your insurance.

Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.

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