New driver family discount
Adding a new driver under the age of 19 to your policy? You may be eligible for a discount.
Burlington, Massachusetts Car Insurance
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Auto insurance backed by local expertise for Burlington, MA
Finding the right car insurance in Burlington, MA should be straightforward. Whether you’re commuting along I-95/Route 128, navigating Middlesex Turnpike, or heading into Boston, you need coverage that keeps up with your routine. Plymouth Rock Assurance builds protection around how people actually drive in this region, helping you stay covered through daily commutes, weekend plans, and New England weather that can change instantly.
What sets Plymouth Rock apart is the experience we provided when you need us most. With Roadside Assistance†††and Get Home Safe®††, help is always within reach whether it’s a flat tire, a breakdown, or getting home safely if you feel it’s unsafe to drive. And if something more serious happens, a responsive, compassionate claims experience helps you move forward faster, with less stress and more support.
Plymouth Rock also helps drivers get more value from their coverage, with discounts, bundling options, and flexible policies designed to fit your needs. Recognized as the 2026 Best Car Insurance Company in Massachusetts◊ by The Wall Street Journal’s “Buy Side”, our coverage is practical and dependable so you can feel protected every time you get behind the wheel.
Start your journey with Plymouth Rock – get a quote and start driving with confidence.
Car insurance discounts and benefits
Bundling discounts
Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1
Advance shopper discount
Switch to Plymouth Rock and you could save if you quote your new policy more than seven days before the effective date.
Got questions? You're not alone.
Q: Is car insurance mandatory in Massachusetts?
A: Every driver in Massachusetts must carry certain basic coverage. These coverages include bodily injury liability (BI), property damage liability (PD), personal injury protection (PIP), and uninsured motorist (UM) coverage.
Q: Does my driving record affect my car insurance?
A: Yes, your driving record is a factor. Accidents, traffic violations, or claims can increase your premium, while a clean record may help you qualify for lower rates.
Q: What is the difference between collision and comprehensive car insurance?
A: In Massachusetts, collision and comprehensive coverages are optional. Collision coverage helps pay to repair or replace your car after a collision with another vehicle or stationary object. Comprehensive coverage helps pay for damage to your car in situations not related to a collision, such as natural disasters, theft, fire, vandalism, damage caused by hitting an animal, and more. Plymouth Rock offers collision and comprehensive coverages as optional coverages for car insurance.
Q: What is telematics in car insurance?
Telematics is a method that car insurance companies use to collect information on driving behavior. It is not a requirement for car insurance. When activated, details like speed, breaking, and other driving habits are tracked in the form of an app installed on a phone or a device added to a vehicle. Plymouth Rock has their own telematics program for Massachusetts drivers called DriveSavelySM that rewards participants with a discount for good driving behavior.
Q: Is Massachusetts a no-fault state?
A: Yes, Massachusetts is a no-fault state. which means you are required to carry. Personal Injury Protection, or PIP, on your car insurance policy. This provides medical coverage for you and your passengers if there’s an accident, no matter who was at fault. When it comes to claims, your PIP coverage can only pay up to $8,000 per person minus your deductible.
Coverage options available
Compulsory coverage
- Bodily injury to others
- Bodily injury caused by an uninsured auto
- Personal injury protection (PIP)
- Damage to someone else's property
Optional coverages
- Medical payments coverage
- Collision and limited collision
- Comprehensive
- Substitute transportation
- Towing and labor
- Bodily injury caused by an underinsured auto
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Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.
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Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. A full list of underwriting companies by state can be found on our states licensed & disclaimers page. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method.
1 Certain restrictions, requirements, and limitations apply to our programs, policy features and discount offerings. Discount on homeowners, condo, or renters policy apply when combined with an auto policy written through Plymouth Rock. If the discount is not currently applied, it may be added upon request.
* Average annual savings number of $806 was reported by Plymouth Rock customers in multiple states who saved money by switching between 1/1/2025 and 12/31/2025. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.
‡ NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.
††Personal auto insurance policyholders may be reimbursed up to $50 of taxi or ride service fees once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.
†††Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided at no charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided. Customer is solely responsible for payment directly to the service provider for any fees for accommodations arranged by Concierge Services.
◊ Best Car Insurance in Massachusetts 2026, John McCormick, February 12, 2026. WSJ Buy Side logo used with permission. ©2026 Dow Jones & Company, Inc.
© 2026 Plymouth Rock Assurance. All Rights Reserved.