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Quincy, Massachusetts Car Insurance

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Insurance built for everyday driving with support when it counts.

Most days, driving through the historic town of Quincy, MA is part of your routine, with oceanside views of Wollaston Beach or afternoons at Caddy Memorial Park. But when the unexpected happens, having the right car insurance matters. Plymouth Rock understands what Norfolk County drivers need after an accident, which is why our auto policies provide coverage and services that make a stressful situation easier to manage.

As a Plymouth Rock policyholder, you’ll receive compassionate customer service along with quick auto claims and access to exclusive perks to help you save money. Services like Door-to-Door Valet Claims Service®** and Crashbusters®** are designed to bring convenience directly to you because we know your time matters. Or, if you feel it’s unsafe to drive, you can get a one-time, one-way ride home through our Get Home Safe®† program.

Ready to join the thousands who have made the switch to Plymouth Rock car insurance? Get your free quote today.

Car insurance discounts and benefits

 

New driver family discount

Adding a new driver under the age of 19 to your policy? You may be eligible for a discount.
 

Bundling discounts

Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1
 

Advanced shopper discount

Switch to Plymouth and you could save if you quote your new policy more than seven days before the effective date.
See all discounts
4.9 stars out of 5

Rated 4.9 stars out of 5 by NerdWallet ‡

January 2026

Got questions? You're not alone.

Common questions about car insurance

A: Every driver in Massachusetts must carry certain basic coverage. These coverages include bodily injury liability (BI), property damage liability (PD), personal injury protection (PIP), and uninsured motorist (UM) coverage.

A: Yes, your driving record is a factor. Accidents, traffic violations, or claims can increase your premium, while a clean record may help you qualify for lower rates.

A: In Massachusetts, collision and comprehensive coverages are optional. Collision coverage helps pay to repair or replace your car after a collision with another vehicle or stationary object. Comprehensive coverage helps pay for damage to your car in situations not related to a collision, such as natural disasters, theft, fire, vandalism, damage caused by hitting an animal, and more. Plymouth Rock offers collision and comprehensive coverages as optional coverages for car insurance.

Telematics is a method that car insurance companies use to collect information on driving behavior. It is not a requirement for car insurance. When activated, details like speed, breaking, and other driving habits are tracked in the form of an app installed on a phone or a device added to a vehicle. Plymouth Rock has their own telematics program for Massachusetts drivers called DriveSavelySM that rewards participants with a discount for good driving behavior.

A: Yes, Massachusetts is a no-fault state. which means you are required to carry Personal Injury Protection, or PIP, on your car insurance policy. This provides medical coverage for you and your passengers if there’s an accident, no matter who was at fault. When it comes to claims, your PIP coverage can only pay up to $8,000 per person minus your deductible.

Coverage options available

Compulsory coverage

  • Bodily injury to others
  • Bodily injury caused by an uninsured auto
  • Personal injury protection (PIP)
  • Damage to someone else's property

Optional coverage

  • Medical payments coverage
  • Collision and limited collision
  • Comprehensive
  • Substitute transportation
  • Towing and labor
View all coverage options

Auto insurance resources

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Understanding auto insurance coverage in Massachusetts

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View more resources

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Drivers who switch to Plymouth Rock save an average of $702*

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Your team. Your insurance.
Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.

** Available to customers who have purchased comprehensive or collision coverage. 

† Personal auto insurance policyholders may be reimbursed up to $50 of taxi or ride service fees once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.