Coverage options available
Compulsory coverage
- Bodily injury liability
- Bodily injury caused by an uninsured auto
- Damage to someone else's property
- Personal Injury Protection (PIP)
Optional coverage
- Collision
- Comprehensive
- Substitute transportation
- Towing and labor
Auto insurance resources
Here are general descriptions of basic auto insurance concepts, and the minimum auto insurance coverage in New York.
If you own a vehicle in New York, you’re legally required to have auto insurance for it. Here's how.
As a driver in New York, you’re required to carry no fault insurance. Here’s what it covers and how it
How much is car insurance in New York depends on a variety of factors. Here’s what could affect your car