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Philadelphia, Pennsylvania Car Insurance
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Plymouth Rock: Making auto insurance easier to manage in Philadelphia
As Pennsylvania’s largest city, the City of Love is a historical hub that draws visitors keen to explore everything that Philadelphia has to offer. With so much to do and see, traffic in and around the city is always on the move. And when you’re sharing the road with that many drivers, having the right coverage can make a big difference.
Offering car insurance in the Northeast for more than four decades, Plymouth Rock helps Philly drivers stay protected. From navigating South Street to dealing with the unexpected in Fishtown, convenience matters – which is why we offer a mobile app for 24/7 access to your policy, along with convenient claims services like Crashbusters®†, which brings the damage assessment process directly to you.
Plymouth Rock is committed to value, giving drivers the opportunity to save on auto insurance in Philadelphia through YUBI®, our automotive telematics program, multi-policy bundles, and discounts designed to help you save an average of $806* on car insurance. We offer competitive rates, easy online quotes, and personalized support that makes getting auto insurance in Philadelphia easy. Become a Plymouth Rock customer today and gain access to convenient, time-saving services that take the stress out of accidents and help you get back on the road quicker.
Car insurance discounts and benefits
Bundling discounts
Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1
Advance shopper discount
Switch to Plymouth Rock and you could save if you quote your new policy more than seven days before the effective date.
Got questions? You're not alone.
Q: What is "full coverage" car insurance?
A: Full coverage is a term that describes a collection of coverage options that exceed the minimum coverages mandated by state law. It is not an actual type of coverage but rather, it refers to policies that include a combination of coverages such as liability, collision, and comprehensive.
Q: What’s the difference between collision and comprehensive car insurance?
A: Collision coverage helps pay to repair or replace your car after a collision with another vehicle or stationary object. Comprehensive coverage helps pay for damage to your car in situations not related to a collision, such as natural disasters, theft, fire, vandalism, damage caused by hitting an animal, and more. Plymouth Rock offers collision and comprehensive coverages as optional add-ons to your car insurance.
Q: What does total loss mean for my vehicle?
A: A “total loss” happens when your car is damaged so badly that the cost to repair it is higher than the vehicle’s actual cash value. In that case, your insurance company will consider the car a total loss and will pay you the value of the vehicle.
Q: Do I need to transfer a car title on a dealership trade-in?
A: Whether you hold the title to your car (meaning you own it free and clear), or you’re still making monthly car payments on it, you will be required to transfer the title upon the sale of that vehicle.
Coverage options available
Compulsory coverage
- Bodily injury liability
- Damage to someone else's property
- First party medical benefits
Optional coverages
- Collision
- Comprehensive
- Substitute transportation
- Underinsured/uninsured motorist insurance
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Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. A full list of underwriting companies by state can be found on our states licensed & disclaimers page. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method.
we reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein.
1 Certain restrictions, requirements, and limitations apply to our programs, policy features and discount offerings. Discount on homeowners, condo, or renters policy apply when combined with an auto policy written through Plymouth Rock. If the discount is not currently applied, it may be added upon request.
* Average annual savings number of $806 was reported by Plymouth Rock customers in multiple states who saved money by switching between 1/1/2025 and 12/31/2025. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.
‡ NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.
†Available to customers who have purchased comprehensive or collision coverage.
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