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Erie, Pennsylvania
Car Insurance

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Reliable auto insurance for Erie, PA drivers is here

Plymouth Rock offers car insurance designed for the realities of local driving in places like Erie, Pennsylvania, with flexible deductibles and competitive premiums that reflect how and where you drive. Whether commuting downtown or driving on I-79 for a weekend trip to Presque Isle Bay, your policy should work for real road conditions in Erie. Auto insurance should feel like it fits your everyday routine, which is why we’re dedicated to customizing your coverage to your needs.

When the unexpected leads to an accident, having the right coverage and support makes all the difference. This includes:

At Plymouth Rock, we believe that customer service extends beyond coverage; it’s a commitment to your satisfaction, too. Get a quote for car insurance in Erie, PA today and see how Plymouth Rock helps Pennsylvania drivers stay protected and prepared for whatever the road brings.

Car insurance discounts and benefits

4.9 stars out of 5

Rated 4.9 stars out of 5 by NerdWallet

2026

Got questions? You're not alone.

Common questions about car insurance

A: Full coverage is a term that describes a collection of coverage options that exceed the minimum coverages mandated by state law. It is not an actual type of coverage but rather, it refers to policies that include a combination of coverages such as liability, collision, and comprehensive.

A:  Collision coverage helps pay to repair or replace your car after a collision with another vehicle or stationary object. Comprehensive coverage helps pay for damage to your car in situations not related to a collision, such as natural disasters, theft, fire, vandalism, damage caused by hitting an animal, and more. Plymouth Rock offers collision and comprehensive coverages as optional add-ons to your car insurance.

A: A “total loss” happens when your car is damaged so badly that the cost to repair it is higher than the vehicle’s actual cash value. In that case, your insurance company will consider the car a total loss and will pay you the value of the vehicle.

A: Whether you hold the title to your car (meaning you own it free and clear), or you’re still making monthly car payments on it, you will be required to transfer the title upon the sale of that vehicle.

Coverage options available

Compulsory coverage

Optional coverage

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Drivers who switch to Plymouth Rock save an average of $806*

Available to customers who have purchased comprehensive or collision coverage.

††Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided at no charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided. Customer is solely responsible for payment directly to the service provider for any fees for accommodations arranged by Concierge Services.