New driver family discount
Adding a driver who’s been licensed for under 3 years? You may be eligible for a discount.
Connecticut Car Insurance
Get an auto insurance quote quickly 
Better car insurance for Connecticut.
From shoreline drives along Mystic Seaport to busy commutes on I-95, Plymouth Rock offers Connecticut car insurance built around the way people drive across the state. With local expertise and support, we help drivers across the state stay protected and confident behind the wheel.
Connecticut law requires drivers to carry auto insurance on any registered vehicle. According to the Connecticut Department of Motor Vehicles, all policies must include liability coverage, including Bodily Injury (BI) and Property Damage (PD) liability. Plymouth Rock policies meet CT state requirements and we also offer optional coverages like comprehensive and collision for added protection.
Minimum liability insurance requirements
- $25,000 per person/$50,000 per accident for Bodily Injury (BI) liability
- $25,000 per accident for Property Damage (PD) liability or $50,000 single limit for BI and PD
- $25,000 per person/$50,000 per accident for Uninsured/Underinsured Motorist (UM/UIM) bodily injury
The right policy can help protect your vehicle, your savings, and your peace of mind. Learn more by getting a Plymouth Rock car insurance quote online in minutes to see coverage options and savings available to you.
Car insurance discounts and benefits
Bundling discounts
Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1
Advance shopper discount
Switch to Plymouth and you could save if you quote your new policy more than seven days before the effective date.
Got questions? You're not alone.
Common questions about car insurance
Q: What is "full coverage" car insurance?
A: Full coverage is a term that describes a collection of coverage options that exceed the minimum coverages mandated by state law. It is not an actual type of coverage but rather, it refers to policies that include a combination of coverages such as liability, collision, and comprehensive.
Q: What’s the difference between collision and comprehensive car insurance?
A:Â Collision coverage helps pay to repair or replace your car after a collision with another vehicle or stationary object. Comprehensive coverage helps pay for damage to your car in situations not related to a collision, such as natural disasters, theft, fire, vandalism, damage caused by hitting an animal, and more. Plymouth Rock offers collision and comprehensive coverages as optional add-ons to your car insurance.
Q: What does total loss mean for my vehicle?
A: A “total loss” happens when your car is damaged so badly that the cost to repair it is higher than the vehicle’s actual cash value. In that case, your insurance company will consider the car a total loss and will pay you the value of the vehicle.
Q: Do I need to transfer a car title on a dealership trade-in?
A: Whether you hold the title to your car (meaning you own it free and clear), or you’re still making monthly car payments on it, you will be required to transfer the title upon the sale of that vehicle.
Coverage options available
Compulsory coverage
- Bodily injury to others
- Uninsured/underinsured motorists
- Property damage liability
Optional coverages
- Collision
- Comprehensive
- Medical payments
- Substitute transportation
- Towing and labor
- Loan/lease gap
- New car replacement
- Roadside assistance
Download our mobile app
The smarter way to manage your policy.
- View ID cards
- Report and manage claims quicklyÂ
- Set up paymentsÂ
- Update your policyÂ
Scan the QR code to
download the app.
Your team. Your insurance.
Being a Plymouth Rock policyholder and sports fan has its perks. Save on home game tickets, get priority access to concerts and events, and enjoy special discounts as a Plymouth Rock customer.
Call for a quote 800-516-9242
Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. A full list of underwriting companies by state can be found on our states licensed & disclaimers page. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method.
1 Certain restrictions, requirements, and limitations apply to our programs, policy features and discount offerings. Discount on homeowners, condo, or renters policy apply when combined with an auto policy written through Plymouth Rock. If the discount is not currently applied, it may be added upon request.
* Average annual savings number of $806 was reported by Plymouth Rock customers in multiple states who saved money by switching between 1/1/2025 and 12/31/2025. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.
‡ NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.
© 2026 Plymouth Rock Assurance. All Rights Reserved.