New driver family discount
For policyholders insured with us for 2+ years who add a licensed driver under 19 years of age onto their policy.
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When you’re a Plymouth Rock Assurance policyholder, you get more than just auto insurance. Our local expertise means you get the best car insurance in Williamsport, personalized to the needs of driving in Lycoming County. Save an average of $806* on auto insurance while gaining access to coverage options designed to help protect your vehicle and finances. Whether you’re insuring a new vehicle, reviewing your deductible, comparing coverage options, or asking questions about liability limits, we provide clear guidance so you can feel confident in your decisions.
Plymouth Rock pairs car insurance in Williamsport with exclusive benefits designed to make life easier when the unexpected happens. If a dead battery or flat tire leaves you stranded, 24-Hour Roadside Assistance†††helps get you moving again. If an accident interrupts your day, responsive claims service helps you understand what comes next and keeps the process moving forward. It’s a practical approach to auto insurance in Williamsport that focuses on helping drivers spend less time dealing with setbacks and more time getting back on the road.
For policyholders insured with us for 2+ years who add a licensed driver under 19 years of age onto their policy.
Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.1
Switch to Plymouth and you could save if you quote your new policy more than seven days before the effective date.
Common questions about car insurance
A: Full coverage is a term that describes a collection of coverage options that exceed the minimum coverages mandated by state law. It is not an actual type of coverage but rather, it refers to policies that include a combination of coverages such as liability, collision, and comprehensive.
A:Â Collision coverage helps pay to repair or replace your car after a collision with another vehicle or stationary object. Comprehensive coverage helps pay for damage to your car in situations not related to a collision, such as natural disasters, theft, fire, vandalism, damage caused by hitting an animal, and more. Plymouth Rock offers collision and comprehensive coverages as optional add-ons to your car insurance.
A: A “total loss” happens when your car is damaged so badly that the cost to repair it is higher than the vehicle’s actual cash value. In that case, your insurance company will consider the car a total loss and will pay you the value of the vehicle.
A: Whether you hold the title to your car (meaning you own it free and clear), or you’re still making monthly car payments on it, you will be required to transfer the title upon the sale of that vehicle.
Compulsory coverage
Optional coverages
3 minute read • Updated December 2025
3 minute read • Updated December 2025
6 minute read • Updated May 2026
4 minute read • Updated December 2025
Call for a quote 800-516-9242
Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing agreements. Each underwriting and managed insurance company is a separate legal entity that is financially responsible only for its own insurance products. A full list of underwriting companies by state can be found on our states licensed & disclaimers page. Actual coverage is subject to the language of the policy as issued. Some discounts, coverages, payment plans, features and benefits are not available in all states and companies, and premiums may vary by purchase method.
we reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein.
1 Certain restrictions, requirements, and limitations apply to our programs, policy features and discount offerings. Discount on homeowners, condo, or renters policy apply when combined with an auto policy written through Plymouth Rock. If the discount is not currently applied, it may be added upon request.
* Average annual savings number of $806 was reported by Plymouth Rock customers in multiple states who saved money by switching between 1/1/2025 and 12/31/2025. Your premium may vary due to the state and underwriting company in which your policy is written, available discounts, driving record and other factors.
‡ NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.
†††Roadside assistance is provided by a third-party vendor. Up to two gallons of gas are provided at no charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting the third-party vendor. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided. Customer is solely responsible for payment directly to the service provider for any fees for accommodations arranged by Concierge Services.