Home Insurance Coverage & Policy Options

When it comes to insuring your property, we understand that no two homes are the same and that everyone has unique needs. Whether you are insuring your home, condo, apartment, vacation home or rental property, you’ll find we have a variety of coverage packages that will fit your budget and lifestyle.

Start a homeowners quote here, call 833-857-5848 or find a local agent.

In Massachusetts, find an agent to get a free quote.

Beginning with our standard policies, we offer comprehensive packages that can protect against property and liability losses, including:

  • The unexpected costs of rebuilding your home in the event of a catastrophic loss
  • Repairs that might be required by current building codes after a loss in an older home
  • Replacing household contents. What’s inside is just as important as what’s on the outside
  • Insuring your high value items, such as jewelry, silverware or fine art as “scheduled” items
  • Many of the expenses associated with identity theft

These are just some of the losses that covered by our standard policy packages and will vary by state. Customers can work with their local agent to customize their policy by adding individual endorsements that offer higher limits of protection.

Visit the home insurance coverage and policy options pages for New Jersey, Connecticut, Massachusetts, Pennsylvania, New York or New Hampshire, or contact your local agent to learn more about the coverage and policy options in your state.

Insurance for Your Second Home

Home insurance isn’t just for your primary dwelling. If you own a second home, it’s vulnerable to the same risks that could damage your main home – fire, theft, and stormy weather. If your existing homeowners' policy extends any coverage to a vacation property, it is very limited. We strongly recommend that you have a separate policy for a second home to ensure that you are adequately covered for damage to the home and any incidents that may occur on that property. 

We can help you build a personalized policy that will provide comprehensive coverage for your property so that you can be sure it’s safe even when you aren’t using it.


*In MA, homeowners insurance is offered exclusively through independent agents.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate companies that write and manage property and casualty insurance in multiple states. MA home insurance is underwritten by Plymouth Rock Home Assurance Corporation, Bunker Hill Insurance Casualty Company, Bunker Hill Preferred Insurance Company, Bunker Hill Property Insurance Company, and Bunker Hill Insurance Company. CT home insurance is underwritten by Plymouth Rock Home Assurance Corporation. NJ and PA home insurance is underwritten by Palisades Property and Casualty Insurance Company and High Point Preferred Insurance Company. NH home insurance is underwritten by Mt. Washington Assurance Corporation. NY home insurance is underwritten by Plymouth Rock Assurance Corporation of New York and Palisades Property and Casualty Insurance Company, Woodbridge, NJ. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features, and benefits are not available in all states.