Home Insurance Coverage & Policy Options

When it comes to insuring your property, we understand that no two homes are the same and that everyone has unique needs. Whether you are insuring your home, condo, apartment, vacation home or rental property, you’ll find we have a variety of coverage packages that will fit your budget and lifestyle.

In Pennsylvania, start a homeowners quote here, call 855-993-4470 or find a local agent.

For New Jersey, Connecticut, Massachusetts or New Hampshire:

Beginning with our standard policies, we offer comprehensive packages that can protect against property and liability losses, including:

  • The unexpected costs of rebuilding your home in the event of a catastrophic loss
  • Repairs that might be required by current building codes after a loss in an older home
  • Replacing household contents. What’s inside is just as important as what’s on the outside
  • Insuring your high value items, such as jewelry, silverware or fine art as “scheduled” items
  • Many of the expenses associated with identity theft

These are just some of the losses that covered by our standard policy packages and will vary by state. Customers can work with their local independent agent to customize their policy by adding individual endorsements that offer higher limits of protection.

Visit the home insurance coverage and policy options pages for New Jersey, Connecticut, Massachusetts, Pennsylvania or New Hampshire, or contact your local, independent agent to learn more about the coverage and policy options in your state.

Insurance for Your Second Home

Home insurance isn’t just for your primary dwelling. If you own a second home, it’s vulnerable to the same risks that could damage your main home – fire, theft, and stormy weather. If your existing homeowners' policy extends any coverage to a vacation property, it is very limited. We strongly recommend that you have a separate policy for a second home to ensure that you are adequately covered for damage to the home and any incidents that may occur on that property. 

We can help you build a personalized policy that will provide comprehensive coverage for your property so that you can be sure it’s safe even when you aren’t using it.

In New Jersey, New Hampshire and Pennsylvania call Plymouth Rock at 855-993-4470 or find a local agent to see how you can save on homeowners insurance coverage. In Massachusetts and Connecticut, visit the Bunker Hill contact us page or contact your local Bunker Hill independent agent to learn about ways to save on homeowners insurance.

Plymouth Rock Assurance does not issue Massachusetts or Connecticut home insurance policies. Home insurance for those states is written by our affiliate, Bunker Hill Insurance, a separate company. Each company is financially responsible only for its own insurance products. Actual coverage is subject to the policy as issued by each separate company. See the Bunker Hill Insurance website for more details.