UTILITY SERVICE LINE COVERAGE
What Is Utility Service Line Coverage
Utility Service Line Coverage* provides payment if physical damage results in a leak, break, tear, rupture, collapse or arcing of a covered utility service line leading to your home. Not available on condo or renters insurance policies.
Here’s why this coverage is important:
What You’re Covered For
If you add Utility Service Line Coverage to your existing homeowners policy, and an exterior underground service line is damaged, we’ll pay for the following:
- Damages to covered utility service lines
- Excavation costs
- Expenses from expediting repairs
- Living expenses during repairs (e.g., if you need to stay at a hotel)
- Damages to outdoor property
- Electric power
- Waste disposal
- Compressed air
- Heat pump piping
- Communication and data transmission (i.e., telephone, cable transmission, etc.)
- Wear and tear
- Rust or corrosion
- Mechanical breakdown
- Collapse from above-ground weight
- Vermin, insect, rodents or other animals
- Artificially generated electric current
- Freezing or frost heave
- External force from excavation
- Tree or other root invasion
How to Purchase Utility Service Line Coverage
To add this to your policy:
- Call your agent. Because they work and live in your community, they can provide expert guidance on coverage needs.**
- Don’t have an agent? Call us at 833-857-5848.
* This coverage is backed by The Hartford Steam Boiler Inspection and Insurance Company.
** In MA, this coverage is offered exclusively through independent agents.
Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate companies that write and manage property and casualty insurance in multiple states pursuant to licensing arrangements. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features, and benefits are not available in all states. To view all state licensed insurance companies, click States Licensed & Disclaimers.