Most states require drivers to purchase auto insurance before they can legally operate a motor vehicle. Pennsylvania is one of those states.
If you have been convicted of Driving under the Influence of Alcohol/Drugs in NJ, you probably already know that driving while drinking will trigger a substantial increase in your auto insurance premium.
It happens. You parked your car in a perfectly legal manner, but another driver misjudged distance when they tried to park or open their door.