What To Do If Your Car Floods

Cars parked on flooded street

If you have a flood-damaged car and need to report a claim to Plymouth Rock Assurance, you may do so online.

Between the ocean, rivers, lakes and wetlands, it’s not uncommon that cars on the East Coast may be inundated by floodwaters. Here’s what to do if your car has been flooded and important information to consider. 

Put Your Personal Safety First

Remember, it’s never safe to drive or walk in floodwaters. According to the Centers for Disease Control and Prevention, more than half of all flood-related drownings happen when a vehicle is driven into floodwaters. The next highest percentage of flood-related deaths is due to walking into or near floodwaters. 

If your car is submerged in water, do not attempt to start it. If there is water in the engine, attempting to start it can cause damage beyond repair. 

Determine how deep the car was submerged. It’s possible that water did not enter the cabin or any parts susceptible to damage.

Dealing with Car Flood Damage

Try to dry your vehicle as soon as possible. You may need to have a towing service move your car to higher ground to avoid further water damage.  

Use a wet and dry vacuum to remove standing water, and use towels to dry the seats. Remember to check any compartments. Take anything removable like floor mats out. Open the doors and keep air flowing with a fan. Note the kind of water your vehicle was in. Salt water is more corrosive and can cause more serious damage to your car.

Get in touch with your insurance company immediately. Flood damage to your automobile is covered under comprehensive coverage. It is important to note however, that if you only have liability insurance, flood damage to your car is not covered. If you’re not sure, contact our company or your local agent if you have questions about your coverage.

While damage to your car is certainly a stressful experience — dealing with your insurance company shouldn’t be!  

Now Let’s Talk About You
Do you have the right coverage for your vehicle? We’d love to chat with you about it. Call us at 855-993-4470 or speak to a local agent.

If you’d rather not talk, you can get a quote quickly and easily online. Just enter your ZIP code to get started and see how much you could save!