Discounts
Advanced shopper discount
If you are switching to Plymouth Rock from another company, you could save if you quote your new policy more than seven days before the effective date.
Safe drivers
Maintaining a clean driving record helps keep premiums low.
New driver family discount
For policyholders who have been insured by us for over two years and have a licensed driver under the age of 19 listed on their policy.
Bundling discounts
Save money when you have multiple insurance policies, such as auto and homeowners, with Plymouth Rock.
Paid in full discount
For eligible drivers when they pay their premium up front.
Companion policy
Save on car insurance with our homeowner discount when you bundle home insurance with your auto policy.
Student away at school
If you have a student away at school who doesn’t have regular access to the vehicles on your policy, you can take advantage of our discount.
Multi car discount
Save by having multiple cars listed on the same policy. Our Multi Car discount ensures you get the best value and makes it easy to manage auto insurance for all your vehicles.
Plymouth Rock Assurance policyholder perks
You deserve more than just insurance. That’s our view. We don’t think it’s enough to just offer reliable insurance protection — your expectations should be exceeded. From adding extra coverages to helping to prevent accidents, we give each and every one of our policyholders great perks, all at no extra cost.
Guaranteed Repair Shops
Get your car repaired at a shop with a track record for quality. We’ll guarantee the work as long as you own or lease your car.
Get Home Safe®
If you find yourself in a situation where you don’t feel safe driving, Plymouth Rock will pick up the tab for your cab or rideshare fare home.
Get Home Safe®
We’ll cover your cab fare home once per policy per year up to $50 if you don’t feel safe riding (excluding mechanical breakdown).**
Your team. Your insurance.
If you live in the Northeast, there’s a good chance you love sports. That’s why Plymouth Rock has joined up with some of your favorite teams to get access to tickets and other special perks.
Group discount programs
If you’re a member of an organization or an employee of a company that is partnered with Plymouth Rock Assurance, you may be eligible for a group car insurance discount.
See if your group is on the list! If you don’t see your employer or association, still reach out to us since we’re always adding new groups.
Loyalty rewards
Additional loss of earnings coverage
If you are required to attend a hearing or trial as a result of an accident, an increased limit above your base policy will be available to cover a loss of earnings.
Enhanced bail bond coverage
If you incur the cost of bail bonds because of an accident involving bodily injury or property damage, an increased limit above your base policy will be available.
Personal property coverage
We’ll pay toward repair or replacement up to the stated limit with no deductible.
Seat belt/airbag benefits
In the unfortunate event of a covered loss of life due to an accident, additional benefits are available if a seat belt was properly worn.
Child car seat replacement
If your child safety seat is damaged as a result of a covered loss, we’ll pay toward its replacement up to the stated limit.
Pet injury coverage
In the unfortunate event your dog or cat is injured (or worse) as a result of a covered loss, you will receive money for veterinary care or other expenses.
Device replacement
If your device (laptop, phone, etc.) is damaged due to a covered loss, we’ll pay toward the repair or replacement of the device up to the stated limit.
Additional rental coverage
If your policy contains rental coverage, we’ll bump up your daily limit for your rental vehicle.
Waiver of collision deductible
Your collision deductible will be waived if you are involved in a loss caused by another Plymouth Rock customer.
Waiver of deductible for glass repairs
You will have no deductible for the repair of simple glass breaks, chips, nicks and cracks resulting from a covered loss, if they are repairable and no larger than the size specified in the endorsement.
