Pennsylvania Renters Insurance – Plymouth Rock Assurance

Pennsylvania renters insurance is a smart way to protect your possessions, like that brand new couch you have in front of your flat screen TV, your kitchenware or your trusty set of golf clubs. Your renters policy also helps protect you from liability in case you’re held legally responsible for someone’s injuries.

It’s easy to get a PA renters insurance quote from Plymouth Rock Assurance:

•  Call Plymouth Rock. Not sure what you need from your Pennsylvania renters policy? Let’s chat on the phone! Reach us at 855-993-4470.

•   Find a local agent. There’s expert help in your neighborhood. Find your local agent, stop by or give them a call.

Why Renters Insurance?

Getting renters coverage is one of the easiest decisions you’ll ever make. You get a lot of protection for not a lot of cost. Your policy protects your belongings from risks like fires, pipe bursts and theft. It also comes with liability protection. So if someone seriously hurts themselves at a get-together you’re hosting, your policy may help pay if you’re held legally responsible for those injuries.

What It Does For You

Your landlord probably has an insurance policy but that won’t really protect you. Their policy typically only covers the building you’re renting – not you or your things. Without renters coverage, you could be responsible for shouldering the cost of replacing your things if they are damaged or destroyed in a covered loss – or stolen. That cost adds up fast.

You might ask yourself, “Do I really have that much stuff?” Yes. Yes you do. And the cost to replace it is probably more than you realize. Try thinking about it this way: if you turn your apartment upside down, could you afford to replace the things that fall out? Think of all those pots, pans, shoes, shirts, suits, dresses, electronics, and on, and on. That’s a lot of dollar signs.

Your renters policy also gives you liability coverage, which protects you while you’re at home and away. Yes – while you’re away. Here’s an example: say you’re rushing through the airport to catch your plane. You’re in such a hurry that you knock someone over and seriously hurt them. Your renters policy could help pay for that person’s medical bills if you’re held legally responsible. Emergency room visits can be costly trips to the hospital.

Who Needs Renters Insurance?

Almost anyone who rents can benefit from renters insurance.

Just got your first apartment? A renters policy can help protect the vacuum robot that your parents bought you as a housewarming gift. Or that new video game system you bought as a reward for getting your first job.

Renting a family home? Your policy can help cover your kids’ sports gear, the mixer and food processor you use to make all those tasty treats, and the living room furniture you purchased after paying off your student loans.

Downsizing? If your nest is empty and you’re slimming down your living space, a renters policy provides protection for your treasured belongings at a price that should fit nicely into your budget.

Get Covered Today!

Call Plymouth Rock at 855-993-4470 or find a local agent to see how you can save on Pennsylvania renters insurance. If you need additional information, you can visit our Contact Us page.

 

Plymouth Rock Assurance is a marketing name used by a group of separate companies that write and manage property and casualty insurance in multiple states. Insurance in Pennsylvania is underwritten by Palisades Insurance Company, Palisades Property and Casualty Insurance Company and High Point Preferred Insurance Company.