Plymouth Rock has rideshare insurance for Uber or Lyft drivers in PA that can give you increased coverage while you’re participating in the sharing economy. And, the policy covers many other rideshare companies as well!
Yes, there is some insurance provided by rideshare companies. However, you may not always be fully covered by this insurance. And, it’s common for personal auto policies across the industry to not cover you while driving for rideshare companies.
Why should you bother with additional rideshare insurance? Well, coverage gaps could mean you have to pay for damage to your car or for your medical expenses without help from your rideshare company insurance. Plymouth Rock’s rideshare endorsement for part-time drivers can help you avoid some of those potential coverage gaps.
Let’s talk! Call 855-993-4470 or talk to your local agent to get covered for rideshare driving today.
To start, there are three periods of rideshare driving:
Rideshare companies (their technical name is “transportation network companies” or TNCs) generally provide low-limit coverage during the first period. During period 1, TNC policies usually only provide low-limit coverage for injuries you may cause to others or damage to others’ property. And, they do not typically cover damage to your car.
The coverage TNCs provide for periods 2 and 3 is usually broader than in period 1. However, during periods 2 and 3, a typical TNC policy only provides drivers with low-limit coverage for their own injuries, and potentially higher collision and comprehensive deductibles than drivers carry on their personal auto policy.
Plymouth Rock’s rideshare endorsement helps drivers cover some potential insurance gaps. There are two options:
You may be thinking: “the coverage costs a lot, right?” Actually, adding this coverage costs less than you might think. Plymouth Rock’s insurance professionals and local agents can tell you exactly how you’re covered with our rideshare insurance, how much it costs and answer your questions.
If you are interested in ridesharing, but also own a car you may be interested in reading more information about saving money on your insurance, understanding auto insurance limits or more about switching companies.