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Buying a Home and Auto Insurance in PA 

Are you in the market to buy a home in Pennsylvania? Buying a home can be a lot of work, but after you’ve cleared all the home buying hurdles, the rewards are numerous. There are a lot of things to consider when making a home purchase decision: the right schools for your kids, an acceptable commute to work, the right neighborhood or a layout that fits your personality. When you’re ready to put in an offer on the house of your choice, it will be time to consider one more important purchase – your auto insurance! Buying a home is a unique process because it can be one of the most stressful yet exciting times of your life. When buying a home and auto insurance at the same time, you can leverage your new home to get the best rates for car insurance. Let’s consider some of the ways you can take advantage of discounted auto insurance rates as a new homeowner.

Great Time to Shop for a New Policy

Buying a home and car insurance go together like hand and glove. As a homeowner, you have a significant amount of control when shopping around to decrease your auto insurance rate. Home ownership is an important factor that many carriers use to estimate risk and determine rates.

Homeowners Get Better Rates

If you own your home, you’re likely to get a lower rate than someone who rents. There are many ways insurance carriers classify risk including, but not limited to, the type of car you’re driving and your motor vehicle driving history. Buying a home can be an indicator of lower risk. 

If you’re not already bundling your coverage, your insurance carrier may require you to show proof of home ownership by producing certain documents such as your homeowners policy, mortgage coupon or property tax statement in order to receive a reduction on your auto rate.

Take Advantage of Bundle Discounts

Bundling your home and auto insurance is a no-brainer! Almost every insurance carrier that offers both homeowners and auto coverage will provide you with some type of premium savings as a reward for purchasing both types of policies with them. If you have separate carriers for your homeowners and auto coverage, you should explore the savings opportunity that you may have by bundling your policies with the same insurance carrier.

Final Thoughts on Buying a Home and Auto Insurance

Purchasing a home is a significant, life-changing step. Take your time and be methodical during the whole process. Hire a realtor with a great track record; make sure you get a copy of the real estate appraisal and the home inspector’s report; be sure the title clears. Yes, buying a home can be a stressful process, but try to relax and enjoy each moment as you live it. There are a lot of details involved with the home buying process, but you’ll want to do yourself a favor and remember that as a new homeowner, there’s never a better time to shop for your auto insurance!

If you’re in search of a high-quality insurance carrier that offers excellent coverage for both homeowners and auto insurance, consider bundling your coverage with Plymouth Rock. Plymouth Rock offers exceptional service, experienced representatives, and exclusive affinity programs through which you may qualify to save even more than a standard bundling discount. For questions and consideration, call Plymouth Rock today, or visit us online at You can also read more information about auto insurance coverage, average car insurance rates and the top 12 tips to help you save on your car insurance!

Plymouth Rock Assurance is a marketing name used by a group of separate companies that write and manage property and casualty insurance in multiple states. Insurance in Pennsylvania is underwritten by Palisades Insurance Company, Palisades Property and Casualty Insurance Company and High Point Preferred Insurance Company.

Call 855-993-4470, get your free quote online, or find an agent to learn more about buying a home and car insurance in PA. Visit our contact us page if you need to call us with additional questions.