New York Homeowners Insurance - Plymouth Rock Assurance

Owning a home isn’t always easy – it’s a lot of hard work. But, protecting it with New York homeowners insurance through Plymouth Rock Assurance is no sweat at all. And if you need condo or renters insurance, we have that too!

We’ve worked hard to build a system that lets you get a Plymouth Rock home quote in less than a jiffy. And, your quote won’t break the bank either. We strive to keep our rates as low as possible, while still giving you solid coverage, outstanding customer service and lots of extras.

Get a Fast Home, Condo or Renters Insurance Quote

In just about three minutes, you can customize your coverage, get a quote and buy your policy. It’s that easy.

1. Online. We can give you a price with only your address. Once you’ve seen the rate and prepopulated coverage packages, you can add or remove coverage options based on your unique needs.

2. Call us. We’re here to help. Whether you’re shopping around or just have a few questions, we’re happy to talk! Plymouth Rock’s licensed professionals can explain everything you need to know about insuring your home. Call us at 833-857-5848 for a quote.

3. Find your local agent. Prefer in-person guidance? We have agents near you who would be happy to help make expert recommendations. Find yours now.

Extra Coverage Options

These are some of the unique coverage options available:

  • Guaranteed replacement cost. With no deduction for depreciation, we’re committed to paying the full cost of a covered loss.
  • Utility service line coverage. The wires, cables and connections between your house and the street may not be covered by your town, the cable company, or your electricity provider.
  • Home systems coverage. We’ll help cover items like furnaces, air conditioners or home entertainment systems when they malfunction.
  • Identity theft monitoring. We’re committed to helping you protect your identity and will provide a personal assistant to help resolve an identity theft incident.
  • Home-share endorsement. If you occasionally rent a home or a room in your home, we’ll help ensure you have all the coverage you need.

Save Even More with Discounts

Remember when we said that we strive to keep our rates competitive? Well, you may be able to lower your rate even more by applying discounts! You may be able to save if you live in a newer home, have fire protection detectors or systems or have a security system. Check out the full range of discounts here.

New York Condo Insurance

Condominium insurance in NY can provide you with important coverages, like most standard homeowners insurance policies. Those coverages help to protect you against a variety of trouble. In the insurance industry, we call trouble “perils” and you’ll see that word a lot on your policy. Your policy can offer you coverage for:

  • Property that is permanently installed but which is not covered by the homeowners’ association (HOA) policy (think kitchen counters and cabinets).
  • Your personal possessions like furniture, clothing and electronics.
  • Your liability if you're found legally responsible for an injury that occurs inside your unit, or to cover damages that occur to someone else’s property while inside your unit.
  • Loss of use coverage to help you pay for extra expenses you incur if damage to your unit makes it temporarily uninhabitable.

When you get a condo insurance policy from Plymouth Rock, you’ll be able to adjust your coverage amounts based on your needs and budget.

New York Renters Insurance

Renters coverage is one of the most important things to have whether you’re a first time renter or if you’ve been renting for years. For little cost, you’ll get a lot of protection. It’s likely that your landlord has an insurance policy. Unfortunately, that policy won’t protect you or your things should something happen to your stuff. A renters policy protects your furniture, your kitchenware and your flat screen TV from things like fires, damage from lightning, pipe bursts and even theft.

Your renters policy also comes with liability protection: If you’re hosting a party at your home and someone seriously hurts themselves, your renters insurance may help cover costs if you’re held legally responsible for those injuries. Almost anyone who rents can benefit from renters insurance.

Get a Quote Today

We’re committed to protecting your home while honoring the importance of your time. By analyzing thousands of data points across the state of NY, we’ve already started your quote. To make your experience as hassle-free as possible, we’ve pre-rated your home so all you need to do is customize your coverage options!

Call us at 833-857-5848, get an online quote, or find a local agent to see how we can help you save on New York homeowners coverage. For additional information, please visit our contact us page.

Terms and conditions apply. Contact Plymouth Rock or a Plymouth Rock agent for details.

New York homeowners insurance is underwritten by Plymouth Rock Assurance Corporation of New York and Palisades Property and Casualty Insurance Company.