Car Insurance Discounts in New York | Plymouth Rock

Car insurance rates in New York are perennially some of the highest in the country. The cost of living in many parts of the state also ranks very high relative to other regions of the country. With that said, you will be glad to know that auto insurance products in New York are often sold with many kinds of available discounts. Get to know what the car insurance discounts in New York are and how to become eligible and you will likely save a good deal of money on your premium.

Making Your Vehicle Safer Saves Money

Did you know that many companies offer a discount on your insurance policy if you make your vehicle safer? There are many ways to do this. For example, if your vehicle has an anti-theft device installed, this helps ensure the vehicle is less likely to be stolen. Ask your agent about discounts for steering wheel locks and alarm systems. You can also save if your vehicle has anti-lock brakes and proper safety and restraint features. Having emergency road assistance from a third-party provider can help to reduce your costs, too. When you shop for car insurance ask about your vehicle and the various ways your agent can help you save money on insurance. Discounts types and amounts will vary by carrier.

Being a Safe Driver Matters

Some of the best New York car insurance discounts come from being a safe driver. Maintain a violations-free driving record by avoiding moving violations such as speeding or reckless driving. If you have violations, consider taking a defensive driving course, which can help you learn skills to avoid dangerous on-the-road accidents and also make you eligible for discounts with some carriers. For drivers who are still in school, getting good grades can also help you save money on auto insurance. This includes both high school and college students. Driver training can also help you secure lower-costing insurance. Remain as safe as possible on the roads to keep your vehicle safe and your insurance rates lower.

Company-Provided Discounts

Another type of discount available to New York motorists relates to the types of coverage you obtain and how you use it. For example, if you are a senior who does not drive often or a college student who leaves their vehicle at home while away at school, you may drive little enough to present lower risk. Discounts for low-mileage can save you a significant amount of money. Some groups, such as those in the military or members of various professional associations may qualify for reduced rates with affinity discounts, too. And, if you stick with the same insurer long-term, you may qualify for a loyalty discount.

Other Savings Options Are Out There

When it comes to finding all of the best New York car insurance discounts, let our team at Plymouth Rock go to work for you. We are happy to help you with your home, renter’s and auto coverage needs. By bundling policies together, you can often save a significant amount of money overall. Multi-car policies are another fantastic savings opportunity. Ask us about discounts if you auto-pay your insurance bill or if you pay the coverage in full.
Our licensed agents are happy to help you find a policy that's just right for your budget and your vehicle's protection. Call for a quick and convenient quote or build your quote online with our easy-to-use eSales quoting option.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states. Insurance in New York is underwritten by Plymouth Rock Assurance Preferred Corporation, Plymouth Rock Assurance Corporation of New York, Palisades Insurance Company, and Palisades Property and Casualty Insurance Company. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company.

To see how we can help you save on New York auto insurance, call 855-993-4470, get a free quote online or find a local agent. For a NY home, condo or renters insurance quote, click here, call 833-857-5848, or find an agent. If you need additional information, please visit our contact us page. If you need additional information, please visit our contact us page.