Knowing the average auto insurance rates in New Jersey can help you figure out if you’re getting hosed on price by your current insurer.
Average rates are a great place to start, but keep in mind that your actual bill will depend on a bunch of factors that are specific to you. While it can’t hurt to know average auto insurance rates there’s a pretty good chance you’re not going to pay an average price.
It’s no secret that NJ has some of the highest average car insurance rates in the country. In fact, a 2014 Insurance Information Institute study shows that New Jersey tops the list when it comes to average premium per vehicle at $1,263.67 per year.
What’s behind the cost? One reason is there are simply lots of people (it’s the most densely populated state in the country). Lots of people mean lots of drivers, which turns into the potential for more accidents.
What’s not reflected in the average price are features and benefits, like the superior customer service and exclusive programs offered by Plymouth Rock. You won’t find other carriers offering anything like these benefits:
While it's good to research average auto insurance rates, chances are that’s not what you’ll pay. Rates can vary substantially from person to person because auto insurance is so customizable. Here are just some of the factors that can affect the price of your policy.
The simplest way to find out how much you will pay for auto insurance is to get a quote from Plymouth Rock. It’s easy and only takes a few minutes.
Find out more information about gap insurance and comparing Plymouth Rock to other carriers. You can also learn more about collision and comprehensive coverage options.
1 Personal auto insurance policyholders may be reimbursed up to $50 of taxi fees once per policy year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.
2 Door-to-Door® is available to any customer who has purchased comprehensive or collision coverage.