Two highway signs on the New Jersey Turnpike.

Get New Car Insurance Quotes In NJ That Can Save You Money

Buying a new car typically means taking on a new monthly payment. But did you know that it could also save you some money? If it is considered "safer" than your previous car, it could result in a lower premium when getting a new car insurance quote in New Jersey. To make sure you get the best coverage for the lowest cost, it’s a good idea to shop around for multiple quotes when you purchase a new vehicle.

Your New Car Could Save You Money

There are many ways in which buying a new car could save you money. Think about it; your it is likely packed with more advanced safety and security technology than your old vehicle. Many newer cars are equipped with additional security technology, such as GPS tracking (in the event that your car is ever stolen) and even remote shut-off. This, combined with security features that are now standard in most cars (like alarm systems and keyless/remote access) could also save you some money when you get insurance for your car.

Additionally, advancements in vehicle design have made today's cars safer in crashes than ever before. Purchase a new car with a five-star safety rating and there's a good chance your insurance rates will decrease as a result.

Finally, features such as rearview back-up cameras, parking assistance, vehicle sensors, and lane-departure warning systems are all designed to make your vehicle safer on the road. Whether or not your policy results in a lower premium, the preventative benefits of these technologies can end up saving you a lot more than money.

How Much Can You Save?

Ultimately, the amount of money you could save on your insurance quote with a new vehicle will depend on a number of factors, including the specific make, model and trim you end up choosing. The make and model of your previous vehicle will also be relevant, as will your driving record and the specific coverage you choose. For example, when you finance a new car, you're generally required to carry full coverage insurance. If you didn't have full-coverage on your previous vehicle, you might actually end up paying more for your insurance even though the base cost to insure your vehicle decreased.

Shopping Around For Insurance Quotes

The best way to find out how much you can save on your insurance with a new vehicle is to obtain some quotes from multiple insurance carriers in your area. You can do this as you're shopping around for a new car or after you've already purchased and brought it home. After all, you can change your insurance carrier or coverage at any time.

When shopping around for insurance quotes, make sure you're comparing apples to apples. This means checking to be sure that the quotes you receive are for the same level of coverage. This includes not just liability coverage, but comprehensive and collision and their deductibles as well. And don't forget about any add-ons you may want, such as roadside assistance packages or rental car reimbursement. By comparing quotes from several reputable insurance carriers, you can ultimately decide on the one that will give you the best value for your money in terms of coverage.

Driving home in a new car can be exciting for a number of reasons, but you may not have thought about the potential insurance savings! Maximize your savings and coverage options on your new vehicle by requesting quotes from multiple insurance companies. From there, you can feel even more confident behind the wheel of your new car.

Call 855-993-4470, get your free quote online, or find an agent and learn more about saving money when getting new car insurance quotes in NJ. If you need additional information it can be found on our Contact Us page.