Two highway signs on the New Jersey Turnpike.

The Importance of Having Auto Insurance Coverage in NJ

If you live in New Jersey and drive a car, you need to purchase an auto insurance policy in order to legally operate your vehicle in the state. Such a policy will prevent you from breaking the law, and it will protect you from losses. If you are caught driving without it, you may face fines and penalties, as well as a suspension or revocation of your driver license. In certain cases, you may even serve jail time for the violation.

Why You Should Have Car Insurance Coverage

If you are involved in a car accident and you don't have coverage, you will be personally liable for any damages you cause to the other party's vehicle or any property damage. You will also need to pay for repairs to your own vehicle, as well as any injuries you sustain. However, if you have a car insurance policy, it will cover many of these costs for you. If you purchase comprehensive insurance, you will also receive compensation (after paying your chosen deductible) if your car is damaged in a non-accident related incident, or if your vehicle is stolen.

When you're ready to purchase a  policy for your vehicle, you will have many options to choose from. Depending on the value of your car and how much coverage you need, the price of your premium will vary.

Call 855-993-4470, get your free quote online, or find an agent to see how Plymouth Rock in NJ can help you save on you insurance. If you need additional information it can be found on our Contact Us page.