Comprehensive coverage in New Jersey is an option that protects your car from damage not related to a collision with another vehicle. If you are currently making payments on your car, your lender or lease holder likely requires you to carry it.
In other cases, comprehensive insurance may be a smart investment depending on the value of your car. If you are considering it, you’ll want to ask yourself if you feel comfortable paying for repairs or replacement of your car if it is damaged by something other than a collision, including:
Protecting your car from these unexpected situations can provide peace of mind that your personal vehicle will not cost you a fortune if it is damaged. If you’re unsure if it is the right car insurance coverage for you, we’re happy to help. Find out if your car insurance covers hurricane damage, windshield replacement, theft and learn about no fault coverage.