Two highway signs on the New Jersey Turnpike.

The Best Car Insurance in NJ

Finding the best car insurance in NJ will mean something different to everyone. It really depends on what you’re looking for and your specific needs, whether it’s price, coverage, level of service – or even all three. Since auto policies are customizable, there are endless ways to make yours the best one for you.

Focusing on Price

New Jersey drivers are required by law to purchase certain coverages at minimum limits. Minimum coverage only offers enough insurance to comply with state laws and may not be sufficient to protect you financially. If you’re looking for a balance, read about how to lower your insurance costs.

Focusing on Coverage

If you’re looking for a policy that provides top-tier coverage, you’ll want to make sure you have limits that are higher than state-mandated minimums. You may also want to look into coverages that may be optional, like comprehensive, collision and others.

Focusing on Service

If your primary concern is service, you’ll want to find out about how your carrier handles claims and what kind of added benefits are available. Plymouth Rock Assurance is built around providing superior customer service to all of our policyholders, each and every time.

Finding the Right Coverage for You

When you choose to insure your car with Plymouth Rock in New Jersey, you get outstanding customer service, added benefits and reliable coverages – all at the right price. Plus, you can rest assured that you’ll get sound advice and guidance from our insurance professionals, whether you call us or work with an agent.

Coverages to Consider

If full coverage auto insurance is important to you, you’ll want to consider adding more than the state-mandated liability and personal injury protection coverages. Two common coverages (which may be optional depending on whether you own, finance or lease your car) are comprehensive and collision. If you did just recently finance or lease a car you may want to consider loan/lease gap coverage. This coverage protects you if your car is totaled in an accident and your loan balance or lease value is greater than your total loss settlement. You also may want to consider full glass coverage, which reduces the cost of replacing your windshield if it’s cracked. Our company offers all of these coverages and more.

Full Service Insurance

We make it easy for you to figure out which auto coverages you need to be fully protected. Whether you work with an agent or speak with one of our insurance professionals on the phone, you’ll receive expert guidance on choosing the right policy for you. Should you ever need to use your coverage, you can expect your claim to be handled quickly. And, with our industry-leading claim services like Crashbusters® mobile claim service and our Door to Door Valet Claim Service®, you can choose the option that best fits your schedule. Plus, your coverage keeps you safe with our Get Home Safe® program, which reimburses you for a cab or rideshare home when you don’t feel safe driving.

Call 855-993-4470, get your free quote online or find a local agent to see how Plymouth Rock Assurance can help you find the best auto insurance in NJ. If you need additional information, please visit our Contact Us page.