Discounts for Home Insurance in Massachusetts

If you’re like most people, your home is your most expensive asset. And whether you live in Worcester or Gloucester, on the South Shore or in the South End, help protect your property with discounts on home insurance from Plymouth Rock.

Plymouth Rock gives you more ways to save on your homeowner's, condo or renter's insurance policy in Massachusetts. Here are just some of the individual discounts and rating factors that can help you save:

  • New Business Discount — Choose Plymouth Rock for your home insurance and save!
  • Auto Policy Discount — If you bundle your home and auto insurance with Plymouth Rock, you could be eligible for savings!
  • Advance Quote Discount — If you get a home quote more than seven days before your coverage starts, you’ll get a discount when you buy the policy.
  • Connected Home Discount — You may be able to get a discount if you have certain types of internet-connected devices in your home, such as ones that protect your home from theft, fire or water damage. Ask your insurance professional for details.
  • Deductible Discount — Choosing a higher deductible may help you save money.
  • Age of Home Discount — If you live in a newer home, you could be eligible for savings!
  • Fire Protection Discount — You may be eligible for a discount if your home has smoke detectors, a sprinkler system or a home monitoring system.
  • Security Protection Discount — You may get a discount if you have a home security monitoring system.

Companion Policy Discount

Customers with an eligible Plymouth Rock Assurance auto insurance policy can enjoy even more savings by combining their auto and home insurance coverage.

If you have an auto policy with Plymouth Rock, you could be eligible to receive:

  • Up to 20% discount on your home, condo or renter's insurance.

And if you a have a home, condo or renter's policy with us, you could also be eligible to receive up to a 14% discount on your auto insurance premium from Plymouth Rock.

Whether you already have a home insurance policy and want to add an auto insurance policy or are considering purchasing both policies at the same time, call your Plymouth Rock independent agent today to learn more about getting a Companion Discount and how much you can save.

Please note that discounts vary. Ask your agent for more details.


*In MA, homeowners insurance is offered exclusively through independent agents.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate companies that write and manage property and casualty insurance in multiple states. MA home insurance is underwritten by Bunker Hill Insurance Company, Bunker Hill Insurance Casualty Company, Bunker Hill Preferred Insurance Company, Bunker Hill Property Insurance Company, and Bunker Hill Security Insurance Company. CT home insurance is underwritten by Bunker Hill Insurance Company. NJ and PA home insurance is underwritten by Palisades Property and Casualty Insurance Company and High Point Preferred Insurance Company. NH home insurance is underwritten by Mt. Washington Assurance Corporation. NY home insurance is underwritten by Plymouth Rock Assurance Corporation of New York and Palisades Property and Casualty Insurance Company, Woodbridge, NJ. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features, and benefits are not available in all states.