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Understanding the Exclusive Benefits of Teachers’ Insurance Plan of NJ
At Teachers’ Insurance Plan of NJ, we believe that auto insurance for New Jersey educators should offer valuable and exclusive policy benefits that really add value and make a difference for our customers.
Benefits & Services
Exclusive Educator Benefits
Teachers’ Insurance Plan of NJ is proud to offer special services that NJ educators won’t find anywhere else. Find out more about a policy with Teachers’, and you’ll see the difference!

At School Zero Deductible

Your comprehensive and collision deductibles will be waived for covered losses on school property.

Lost or Stolen Property Additional Benefit

Get up to $1000 in additional coverage to replace school property that is lost or stolen from your car.

School Travel Collision Deductible Waiver

When you travel to or from a school-sanctioned event, your comprehensive and collision deductibles will be also be waived.

12 Month Policy

Keep yourself protected against frequent auto insurance rate increases with a 12-month policy from Teachers’ Insurance Plan of NJ!
24/7 Roadside Assistance
What could be more important to an educator than 24/7 Roadside Assistance? No teacher should have to miss getting to class on time. That’s why we offer roadside coverage at any time of the day or night, anywhere in the United States, at no additional cost, for any car on your policy1. Service includes:

Flat Tire

Professional representatives will come to your location to replace the flat tire with your spare.

Battery Service

Have a dead battery? Our program covers you for emergency jump-starts.

Locked Out Service

If you need help opening your doors or need a locksmith, a representative will come assist you.

Towing

If your car has a mechanical breakdown, it will be towed to the closet dealer or authorized repair facility of your choice within 25 miles, at no cost.

Emergency Fluid Delivery

If you need help opening your doors or need a locksmith, a representative will come assist you.

Additional Benefits and Services
Plymouth Rock wants to do more for our NJ educators. That’s why we offer special auto policy features that make their lives easier and bring them extra value.

Door to Door Valet Claim Service®2

We’ll handle the repair process and transport your car to and from the repair shop.

Crashbusters® Vans2

We’ll appraise your damage at a time and place convenient for you, and in many cases, we can issue payment on the spot.

Online Claim Reporting

File your claim in just a few easy steps. Go to plymouthrock.com/report.

CarPics®

Our photo appraisal tool simplifies the claims process and eliminates the need to schedule an inspection of your damaged vehicle*.

Get Home Safe®3

We’ll pay for your taxi or rideshare as a safer alternative to driving.

Guaranteed Repair Service

We’ll guarantee repairs done at participating shops for as long as you own or lease your car.

1Roadside assistance is provided by Quest Towing Services (QTS). Water and up to two gallons of gas are provided at no charge (delivery of gas limited to four (4) times in any twelve (12) month period). Other fluids provided at additional cost. If your car is disabled, it will be towed to the closest dealer or authorized repair facility of your choice within 25 miles. If there is no repair facility within 25 miles, then it will be towed to the closest repair facility, with no out-of-pocket expense (towing limited to six (6) occurrences in any twelve (12) month period). Roadside assistance is not available for vehicles that are disabled as a result of an accident. A $75 limit applies to reimbursements for roadside assistance services that were not obtained by contacting QTS. If a service call is not cancelled before the service provider is on their way, or the policyholder is not present when the service provider arrives, it will count towards their usage limit even if no service is provided.

2Available to customers who have purchased comprehensive or collision coverage.

3Personal auto insurance policyholders may be reimbursed up to $50 of taxi fees once per policy per year for a one-way ride if they find themselves in a situation where it would be unsafe to operate their vehicle (not applicable to mechanical breakdown). Original receipt must be submitted with the reimbursement form.

*Vehicle must be drivable after the accident to qualify