What We Offer
Rider Essential Assurance
Each of our motorcycle policies automatically includes a variety of Rider Essential Assurance and Rider Assurance Plus benefits. Plus, motorcycles with comprehensive coverage include our Rider Accessory Package with up to $8,000 in accessory coverage and the option to tailor your policy with increased limits.
- Industry-Leading Claim Services – We’ve simplified the claims process with Crashbusters®, Guaranteed Repair Shops, online claim reporting and photo appraisals.
- Get Home Safe® – We’ll cover your cab fare home once per policy per year up to $50 if you don’t feel safe riding (excluding mechanical breakdown).**
- Mobile-Friendly Account Access – Accessing your policy is fast and easy with Manage Your Policy, eDocuments and more.
- Pledge of Assurance® – If we ever fall short of our set customer service standards, we’ll make a $25 contribution to your choice of a select group of charities.
Rider Assurance Plus
24-hour assistance if your motorcycle is disabled. Coverage includes flatbed towing up to 35 miles, battery jumpstart, mechanical or electrical breakdown assistance, lockout service, emergency fluid delivery (cost of fluids not included), concierge service and an information hotline. Not available for ATVs, UTVs or motorcycles used off-road.1
Covers safety helmets five years old or less (Department of Transportation approved) damaged as a result of a covered collision loss, up to $500 per occurrence and is subject to the per motorcycle collision deductible.2
Up to $600 payment for meals and lodging for an interrupted trip due to a covered collision or comprehensive loss making the insured motorcycle unusable. The loss must occur more than 100 miles from your residence. 2
for policies with comprehensive coverage, trailer coverage protects from damage caused by an insured peril to a trailer that can be towed by a motorcycle regardless of whether it is attached, and applies in excess above any other available coverage. This covers the trailer itself (excluding accessories and customization), not items within it. 2
Payment up to $45,000 to replace an insured motorcycle purchased new and deemed a total loss within one calendar year from the purchase date, as long as collision and/or comprehensive coverage applies to the insured motorcycle at the time of loss. 2
Provides up to $1,000 to repair or replace personal property damaged as a result of a covered collision or comprehensive loss to an insured motorcycle. 2
Motorcycles with comprehensive coverage automatically include up to $8,000 of accessory and customization coverage. This includes damage to accessories, chromed parts and non-standard equipment in the case of a covered motorcycle loss. You also have the option to tailor your policy with increased limits up to $30,000. Not available for ATVs or UTVs.
Interested in upgrading your Accessory Package? Contact us or speak with your agent to hear more details and check your eligibility. We’d be happy to walk you through your options.