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Motorcycle Insurance
in New Jersey

Motorcycle Insurance
in New Jersey

New Jersey Motorcycle Insurance – Plymouth Rock

We work hard to deliver more than you’d ever expect from a motorcycle insurance company at a price that’s less than you’d expect. If you’re shopping for motorcycle insurance in New Jersey, you’ve come to the right place. With Plymouth Rock Assurance, you’ll find peace of mind with protection for all of the important assets in your life. It gives you the opportunity to enjoy the open road knowing you are backed by a high level of protection and care.

Nothing beats the sheer exhilaration of cruising down the open road on your bike. As you set off for your next adventure, motorcycle insurance is probably the last thing on your mind. We get it. That’s why we make it easy to choose the policy that’s best for you, offering a wide array of coverages, features and benefits — all at a competitive rate. So before you hit the highway, we can help get your insurance policy up to speed.

Discounts & Benefits

Safety Course Discount

When an insured completes a safety course, a discount is applied to each motorcycle to which they are assigned. A completion certificate must be provided.

Riding Group Discount

Policyholders with a current affiliation to a qualifying group may receive a discount.

Rider Roadside Assistance 

24-hour assistance if your motorcycle is disabled. Coverage includes flatbed towing up to 35 miles, battery jumpstart, mechanical or electrical breakdown assistance, lockout service, emergency fluid delivery (cost of fluids not included)

Rider Essential Assurance

Benefits include Get Home Safe®2, plus our industry-leading claims services like Crashbusters®, Guaranteed Repair Shops, online claim reporting and photo appraisals.

Rider Accessory Package

Motorcycles with comprehensive coverage include our Rider Accessory Package with up to $8,000 coverage and the option to tailor your policy with increased limits. You can even tailor your policy with increased limits up to $30,000. Not available for ATVs or UTVs.

24/7 Motorcycle Roadside Assistance

If your bike breaks down or you have a locked ignition, you can rest assured that we’re there for you anytime of the day or night across the United States, with these reliable services (not available for ATVs or UTVs) — all included as part of your policy.

Discounts & Benefits

  • Safety Course Discount: When an insured completes a safety course, a discount is applied to each motorcycle to which they are assigned. A completion certificate must be provided.
  • Safety Course Instructor Discount: When an insured completes an instructor safety course, a discount is applied to each motorcycle to which they are assigned. A completion certificate must be provided.
  • Rider Experience Discount: A discount is applied on policies with operators who have at least three years’ on-road riding experience.
  • Advance Shopper Discount: It can pay to plan ahead. The more time between your quote date and policy start date, the bigger the discount you’ll receive.
  • Transfer Discount: A discount is applied to any policy transferring coverage from another insurance company, with no more than a 30-day lapse in coverage. Prior insurance policy number is required.
  • Companion Package Discount: Save money by bundling your motorcycle insurance with home, personal auto or commercial auto insurance.

What’s Covered in New Jersey

Each of our motorcycle policies automatically includes a variety of Rider Essential Assurance and Rider Assurance Plus benefits. Plus, motorcycles with comprehensive coverage include our Rider Accessory Package with up to $8,000 coverage and the option to tailor your policy with increased limits.

Protect What Matters Most

You can also purchase other types of insurance through our agent relationships and affiliates. Protect the important assets in your life by insuring your car, collector auto, home, commercial vehicle, boat, motor home and more through our company.
Motorcycle on open wooded road
We want to take this time to remind all drivers how important it is to share and stay focused on the road whether you are on two wheels or four. Here are some quick tips for all drivers.
If you're like most drivers, chances are you’ve experienced aggressive driving. From excessive honking to physical altercations, dangerous decisions plague our roads.

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Motorcycle on open wooded road
We want to take this time to remind all drivers how important it is to share and stay focused on the road whether you are on two wheels or four. Here are some quick tips for all drivers.
If you're like most drivers, chances are you’ve experienced aggressive driving. From excessive honking to physical altercations, dangerous decisions plague our roads.

See How Much You Can Save

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Plymouth Rock is proud to be recognized as the #1 large workplace by NJ.com in its Top Workplaces list for 2021.  NJ.com ranks the best places to work in New Jersey based on an employee survey.