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Condo Insurance

If you own a condominium or co-op, then condo insurance is for you. A condo policy protects what your condo association's master policy doesn't. Typically, this includes your cabinets and fixtures, your possessions, and any liability claims brought against you. Play it safe—and smart—with affordable condo insurance.

Standard Coverages

Cabinets and Fixtures
Your association's coverage typically extends right up to the walls of your unit. Your condo insurance takes over from there. It protects what's within the walls plus anything attached to them—such as your flooring, cabinets, tub, appliances and other fixtures. You'll be covered for damage caused by fire, lightning, wind, vandalism and other perils.

  • Example: If your kitchen cabinets are damaged by a sudden burst pipe, we'll provide coverage up to the value of the cabinets.

Your Belongings
Condo insurance can help you repair or replace any damaged or stolen personal items, such as computers, bicycles, TVs and furniture. Plus, it doesn't matter if the items were inside or outside of your condo. You're still covered for damage caused by fire, lightning, wind, vandalism, theft and other perils.

  • Example: If your TV is stolen from your condo unit, or from your car, we'll pay for you to replace it.

Lawsuits and Medical Bills
if someone brings a claim or lawsuit against you, condo insurance can help you pay for your defense and court costs. It can also pay for necessary medical expenses for guests who are accidentally injured in your unit.

  • Example: If a guest at your home trips and falls, we'll cover their medical expenses.

Emergency Living Expenses
If you're forced from your home due to a covered event, condo insurance will help cover costs such as temporary lodging, meals, and other living expenses while your condo is being repaired or rebuilt.

  • Example: If a fire severely damages your unit, we'll pay for you to stay at a nearby hotel and cover your meals.

Get a Quote Today

Bundle your condo insurance coverage with a Plymouth Rock auto insurance policy and save. To get a renters insurance quote, choose from one of these convenient options:


This content is intended for informational purposes only and does not modify or replace the terms contained in an individual insurance policy.

Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate companies that write and manage property and casualty insurance in multiple states. MA home insurance is underwritten by Bunker Hill Insurance Company, Bunker Hill Insurance Casualty Company, Bunker Hill Preferred Insurance Company, Bunker Hill Property Insurance Company, and Bunker Hill Security Insurance Company. CT home insurance is underwritten by Bunker Hill Insurance Company. NJ and PA home insurance is underwritten by Palisades Property and Casualty Insurance Company and High Point Preferred Insurance Company. NH home insurance is underwritten by Mt. Washington Assurance Corporation. NY home insurance is underwritten by Plymouth Rock Assurance Corporation of New York and Palisades Property and Casualty Insurance Company, Woodbridge, NJ. Each company is a separate legal entity that is financially responsible only for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company. Some discounts, coverages, payment plans, features, and benefits are not available in all states.