Last updated on May 16, 2017 at 02:42 pm
Part two in a four-part series about growing insurance fraud and medical abuse in NJ.
Unscrupulous medical providers and health care facilities are tracking down people who have had a car accident by using the personal information contained on readily accessible police reports. Promises of big money are being made to get you to treat with their facilities. We’re finding more and more cases like this pop up around the state. Consider the following example.
A recent car accident victim unknowingly entered the world of New Jersey PIP fraud and abuse when she began receiving treatment from a local medical facility. Her lawyer was concerned enough about the reputation of this facility to recommend to her that she find a different location. Not wanting to become involved in any illegal or questionable activities, she readily complied and consulted with her own doctor to find a more suitable treatment facility. Shortly after making the switch, her lawyer’s concern was confirmed. The original treatment facility contacted her with a significant offer in exchange for returning to their location: $1,500 in cash, the payment for her rental car for a month, and the payment of her apartment rent for one month.
Amazing as it is, the profit potential for dishonest medical facilities is so enormous that they can well afford to dangle this level of payment to accident victims. The real danger begins after an abusive health care facility has a victim in the door. To maximize profits, these facilities will encourage excessive, often painful, and unnecessary medical treatment. Beyond physical damage, these treatments can exhaust the money available from your car insurance policy for care you may really need. It’s particularly alarming when these facilities take advantage of immigrants who can’t speak English and aren’t necessarily knowledgeable about their health care options.
Part three of the series will expose more tactics and another case related to this scary trend. If you missed part one, please check out One Fender Bender Away from Identity Theft.
In the unfortunate event you are involved in an accident, the best advice we can offer is to be alert and consult your own doctor first. If you suspect fraud, abuse or any unethical behavior following an accident, please report your concern as soon as possible by calling our anonymous tip line at 1-855-FRAUDNJ. For more information about insurance fraud in New Jersey, visit www.njinsurancefraud.org.